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Chrissy Smith
REALTOR®
(208) 720-2981
Commercial Real Estate Agent
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Articles Tagged "Spring"

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September
16

Economic Updates from Idaho Central Credit Union

 

 

ECB Raised Interest Rates to Highest Levels Since 2011

Although this week contained little new data, the European Central Bank (ECB) raised interest rates to their highest levels since 2011. While investors focused heavily on the ECB announcement, the move failed to cause commotion. As a result, mortgage rates ended the week with little change.

ECB Raised Interest Rates by 75 Basis Points

With inflation surging to decade highs, the ECB raised interest rates by a massive 75 basis points. Thus, interest rates achieved their highest levels since 2011. The latest readings showed inflation in the eurozone at an annual rate above 9%. Conclusively, Eurozone inflation far exceeded the target level of the ECB of 2%.

ECB chief Lagarde explained rate increase as a necessary move. Lagarde mentioned that inflation is likely to stay above the target for "an extended period." Furthermore, investors expect additional 50 basis point rate hikes at the next two meetings.

Fed Chair Powell Remains "Strongly Committed" to Inflation Fight

As the ECB raised interest rates, the Federal Reserve continues their inflation battle, too. On Thursday (9/8), Fed Chair Powell repeated that he is "strongly committed" to fighting inflation. He emphasized the importance of reducing inflation. Additionally, Powell intends to lower inflation before the public views higher levels as normal and makes future plans based on it.

According to Powell, Fed officials hope that higher rates bring the strong labor market back into "better balance". Overall, Powell plans reduce outsized wage increases and lessen inflationary pressures. Moving forward, investors anticipate a 75-basis point rate hike at the September 21st meeting.

ISM Reflects Consumer Shift from Goods to Services

Aside from the Federal Reserve messaging and the ECB raising interest rates, the Institute of Supply Management (ISM) released the most significant economic report this week. In doing so, the ISM provided additional evidence that consumers shifted their spending from goods to services.

The national services sector index rose to 56.9. notably, this index came in stronger than expected. Levels above 50 indicate that the sector is expanding.

Looking Ahead After ECB Raised Interest Rates

After the ECB raised interest rates, investors seek specific Federal Reserve guidance on the pace of future rate hikes and bond portfolio reduction.

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We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!

 

September
26

Appeal to Buyers with These Tips

Curb Appeal Tips for Fall

Delta Media Group

First impressions are everything when it comes to selling your house.  When a potential home buyer drives by your home, what will they see?  The outside of your home should serve as a preview for the inside of your home.

"WOW" home buyers from the curb with these tips perfect for the fall. 

  1. Spruce up your lawn
    Brilliant fall foliage can automatically "sell" your home for showings, but that doesn't mean you should forget about raking the leaves and mowing.  Keep those leaves raked and give your lawn the TLC it needs to look great. Patch any brown spots, and water the lawn as long as possible to keep it green and vibrant.

  2. Plant fall flowers
    Once lawn maintenance is handled, add a splash of color to your landscape by planting fall flowers.  Some of the best fall flowers include vibrant mums, yellow marigolds, sedum, or goldenrod.  You can also place fall flowers in pots near your front door along with a few pumpkins as accents.

  3. Highlight the front door
    Calling attention to your front door is a good selling tactic no matter what season when you're selling your house.  Your front door is like an invitation to your home. Hang a fall wreath for added color and a festive touch.  A fresh coat of paint in a vivid color can make your entrance stand out.

  4. Tidy up the exterior
    During the fall, your home becomes more exposed making its exterior appearance even more important.  Before listing your home for sale, pressure wash your siding, sidewalks, and walkways.  Clean the windows.  Apply a fresh coat of paint as needed.

  5. Clear out the gutters
    Being diligent about home maintenance tells buyers you care about your home's upkeep.  Keeping your gutters and downspouts clear from leaves and debris protects your home from water damage and ups the ante for curb appeal.

  6. Invest in outdoor lighting
    Days get shorter during the fall.  Exterior light adds a touch of elegance and sophistication to your landscape and improves safety. Illuminate your walkways, front door, and important landscaping elements so the home shines no matter when people drive by.

  7. Keep outdoor decorations simple
    A simple fall wreath on the door and seasonal flowers make your home look inviting to potential homebuyers.  However, scarecrows and spooky Halloween decorations may "scare off" homebuyers and distract them from the gorgeous exterior you've worked so hard to otherwise create.

August
11

Economic News from Idaho Central Credit Union

 

 

Unexpectedly Strong Job Gains Across the Board

With the release of last week's Employment report, the United States reported unexpectedly strong job gains across the board. With this stronger than expected economic data, mortgage rates received an unfavorable reaction.

Overall, the key labor market report far exceeded the forecasts. Thus, mortgage rates ended the week higher.

Employment Report Reveals Unexpectedly Strong Job Gains

Every month, the Employment report represents the most highly anticipated data. With Friday's release, the data revealed unexpectedly strong job gains. Against a consensus forecast of 250,000, the economy gained 528,000 jobs in July 2022. Notably, leisure and hospitality displayed the best performance with a gain of 96,000 jobs. Now, the economy holds more jobs than in early 2020, prior to the pandemic.

Meanwhile, the unemployment rate fell from 3.6% to 3.5%. While unemployment fell below the consensus forecast, it also matched the lowest level since 1969. Additionally, investors and analysts look to average hourly earnings for wage growth indications. Overall, the latest average hourly earnings report showed an impressive 5.2% higher than a year ago, well above the consensus forecast.

ISM Reporting Paints Picture of Shifting Consumer Spending

Aside from the unexpectedly strong job gains, the most recent economic indicators from the Institute of Supply Management (ISM) painted a picture of shifting consumer spending habits. The national services sector index ended several straight months of declines with an unexpected jump to 56.7, well above the consensus forecast of 54.0.

By contrast, the national manufacturing sector index posted an expected drop to 52.8. Still, levels above 50 indicate sector expansion. Consistent with other recent data, these two reports suggest that consumers are purchasing more services and fewer goods.

Investors Anticipate 75-Basis Point Increase in September

Following news of unexpectedly strong job gains and an expanding National Services Sector Index, investors anticipate another large rate hike in September. Last week, most investors priced in a 50-basis point rate hike. Currently, the majority price in a 75-basis point increase while debating next year's events.

Presently, investors plan for additional rate hikes later this year. Meanwhile, next year should lead to rate cuts as economic growth and inflation decline. Federal Reserve comments suggest that investors price too high a probability of rate cuts next year given the uncertain inflation outlook.

Looking Ahead After Unexpectedly Strong Job Gains

After the unexpectedly strong job gains, investors watch for additional Federal Reserve guidance on the pace of future rate hikes and bond portfolio reduction. Beyond that, they focus on the inflation data.

The Consumer Price Index (CPI) was released on Wednesday. Investors and analysts widely follow CPI for price changes covering a broad range of goods and services. Also, the Producer Price Index (PPI) comes out on Thursday of next week. PPI measures price changes for intermediate goods used to make finished products.

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We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!

 

July
15

For the Third Time, CB Scores Top in Agent Satisfaction

Coldwell Banker Scores First in Agent Satisfaction. Again.

Confucius said, "Choose a job you love, and you will never have to work a day in your life." 

The real estate professionals across the Coldwell Banker brand are passionate about their industry – and about their brand. For the third time, Coldwell Banker Real Estate ranked #1 in agent satisfaction in the annual "Agent Priorities" report conducted by Quester.

Designed to keep what's important to agents top of mind, the report zeroes in on topics such as work/life balance, brand image, support, tools, and culture. Knowing what makes an agent more likely to stay with a company is a key component in what brokerages can do to foster positive work environments and grow their agents' businesses.

On a local level, Coldwell Banker Tomlinson combines the strength of the national tools with additional services designed to help our Realtors® list, sell, and learn.

Full-time managing brokers are in place to provide immediate assistance. Offices are staffed with Agent Services Experts (ASEs) to help with marketing, paperwork, and training. A company-wide marketing team is in place to create campaigns that support current market trends, listing types, and services.

With continuing education an important aspect of any business, Coldwell Banker Tomlinson offers in-house classes, regular lunch 'n' learn trainings, continuing education at no cost, and national certifications and classes.

To read the results of the report, visit the Coldwell Banker Blue Matter blog.

May
2

Idaho Grown: Boise Wineries and Shops

Boise Shops

When you're looking at Boise homes for sale, there's a lot to take in. The beautiful neighborhoods, strong local economy, and terrific dining will keep your calendar full. But there's one untold story of Idaho that's only just starting to get attention: Its vibrant local wine scene.

Our real estate agents are proud to share that after many years of hard work, the Boise Valley area has recently received its wine appellation designation. This means Boise Valley joins the Napa Valley and a host of other world-famous locales in being a legally determined and protected wine region.

Such a designation can only be conferred when recognized wine experts determine the flavor of the local wine grapes is truly distinct and unique to the area's soil. This has led to an explosion of dryer vintages in the Boise Valley, while sweeter vintages incorporate quality grapes from elsewhere.

However you look at it, Boise's wine scene is on its way to a whole new level!

And there are plenty of ways to enjoy it right now with Boise wineries and shops selling the fantastic locally made wine:

  • Cinder Wines – 107 East 44th Street, Garden City, ID 83714
    Dedicated to the prospect that the Snake River Valley will be "America's Next Great Wine Region," Cinder Wines welcomes reservations or walk-ins at its tasting room. Named for the volcanic cinder beneath many local vineyards, it is perhaps best known for its "Queen of White Wines." It's one of a dazzling assortment of quality wine shops near Garden City homes for sale.

  • Telaya Wine Co – 240 East 32nd Street, Garden City, ID 83714
    Telaya Wine Co will energize you with a variety of seating options (patio and inside) and its handcrafted selection of Idaho and Washington wines. From a humble beginning of just 50 cases back in 2008, it is now one of the names to watch in Boise wines.

  • Hat Ranch Winery – 15343 Plum Road, Caldwell, ID 83607
    Hat Ranch Winery is a producer of classic Idaho wines such as cabernet sauvignon, chardonnay, dry Moscato, and many more. House vintages dating back to 2018 are still available for both visitors and online orders. Established in 2011, Hat Ranch is now cheered for its monthly wine club.

  • Sunnyslope Wine Trail – 106 South Kimball Avenue, Caldwell, ID, 83605
    Sunnyslope Wine Trail is an opportunity to launch a journey into Idaho wine country just minutes from Caldwell homes for sale. Those who embark on the trail will have the opportunity to sample the wares of more than a dozen wineries located in Caldwell and the nearby towns of Sunnyslope and Kuna.

  • Huston Vineyards – 16473 Chicken Dinner Road, Caldwell, ID 83607
    Open all year long for visitors from near and far, Huston Vineyards is the vision of owners Mary and Gregg Alger. It is well-loved for its handcrafted wine varietals and its many events – such as World Malbec Day, "Farm to Table" dining specials, and the Barrel Tasting Weekend.

  • 3100 Cellars – 240 East 32nd Street, Garden City, ID 83714
    3100 Cellars has been praised by visitors for both its incredible wines and its idyllic setting. One of the newer names on the Boise wine scene, 3100 benefits from all-new facilities that are a delight to see up close. Its sparkling wines are "a tribute" to the 3,100 miles of whitewater throughout its home state.

Just like the wine from its region, Boise is truly one-of-a-kind. Contact us to find out more about what Boise has to offer.

April
19

Home Prices Continue to Rise

From our Friends at Boise Regional REALTORS®

Ada County Home Prices Reach Another New High in March

The median sales price for homes in Ada County reached $575,000 in March 2022, an increase of 22.6% compared to the same month last year, and a new record for the county.

This jump was driven primarily by the new construction segment — accounting for nearly a third of all sales in March — which saw a median sales price of $606,050, up 31.5% from last year. The median sales price for existing/resale homes was up 16.7%, reaching $555,000.

Many economists are predicting that the increase in mortgage rates will eventually temper home prices, but it's hard to say to what extent, and if inventory will still remain the biggest factor in local home prices.

Fortunately, inventory has been increasing in recent weeks, with levels up 103.1% from the same time last year. More inventory is definitely good news for buyers, but they will need to make quick decisions once they find something they're interested in since supply is still constrained.

The number of days on market for existing homes dropped to 15 days, on average, in March, down 34.8% from February. The 15-day average is the lowest since late last summer, which may be a sign that the spring market will once again be competitive.

Whether due to limits on affordability or willingness among buyers, existing homes that closed in March didn't sell for quite as much over list price as they did last year.

The percent of original list price received on homes in March 2022 was 100.8%, on average, compared to 104.1% in March of 2021. Another interesting finding was that fewer existing homes sold over list price this year than last year, with the share dropping from 58.7% in March of 2021 to 41.3% in March of 2022.

At first glance, it may seem odd that home prices have gone up so significantly when, on average, buyers are paying close to asking price. However, it's important to note how list prices are set. When a similar home sells, it can become a "comparable" property for future listings nearby; so, as homes appreciate, future asking prices tend to rise as well.

But the list price is just a starting point. Sometimes buyers pay more, and sometimes they pay less. Ultimately, a home sells for what the market determines its worth.

Although it may be tempting for sellers to price their home lower than what comparable data indicates to encourage multiple offers, it's important to remember that pricing low doesn't guarantee a bidding war and may not always be in the seller's best interest. On the other hand, setting an asking price that's higher than what comparable data supports may exclude a seller's property from some search results, potentially reducing the pool of prospective buyers. Using MLS data and market experience, a REALTOR® will provide you with a pricing and marketing strategy that's right for each property and situation.

To view the Treasure Valley homes currently for sale, CLICK HERE

April
18

Visit the Idaho Botanical Garden This Spring

Botanical Garden

The Idaho Botanical Garden is more than just a garden. This 33-acre space is also a living museum, a youth education center, an event venue, and a cultural hub in the heart of Boise. With the spring wildflowers in full bloom, now is one of the best times to visit the garden.

Spring is a great season to visit the Idaho Botanical Garden, and our real estate agents are here to be your tour guides! These are just a few of the can't-miss sights and events you should catch at the Idaho Botanical Garden this season: 

  • Garden Tours
    Exploring the rich plant life at the Idaho Botanical Garden is always a great way to spend a day in Boise. Visitors can take a self-guided tour any day of the week between 9 am and 5 pm. It usually takes 60 to 90 minutes to stroll through the grounds and see all the major features, but you may be tempted to linger in many of the themed garden areas. Guided Tours are also available for groups of 10 or more and can be planned in advance by reservation. The gardens are located on Old Penitentiary Road in Boise, just minutes from many Boise homes for sale.

  • Summer Concert Series
    Some of the most exciting events of the year at the Idaho Botanical Garden take place during the Outlaw Field Summer Concert Series. Outlaw Field is the large outdoor live music and event space at the Idaho Botanical Garden, and it hosts a wide range of live performances throughout the summer months. Upcoming concerts to look forward to in 2022 include Lord Huron (May 29), Ween (June 28), and the Avett Brothers (July 12). 

  • Classes and Workshops
    If you've ever wanted to learn more about nature and develop your own green thumb, the Idaho Botanical Garden is a great place to do so. Workshops and Classes are available at the garden throughout the calendar year, offering learners of all ages unique opportunities to acquire skills ranging from growing vegetables and arranging spring wildflowers to bird identification and plant photography. Upcoming offerings change with the seasons, so be sure to check the Idaho Botanical Garden's events calendar to see what's coming up!

  • Garden Sculpture & Art
    The Idaho Botanical Garden is as much an art gallery as it is a garden, and you'll find one-of-a-kind sculptures and art scattered throughout its landscape. Some of the most fascinating are the salvaged scrap metal sculptures of Dr. Maximilian Kaslo, which are located throughout the garden. All told, there are dozens of artworks scattered across the garden, representing more than 15 individual artists. 

  • Youth Learning Opportunities
    Few things are more gratifying than visiting the Idaho Botanical Garden with kids and watching them learn and explore as they develop their relationship with the natural world. There are always exciting Learning Opportunities for Kids at the Idaho Botanical Garden, including garden play dates, field trips, and week-long summer nature camps. Registration is still open for this summer's nature camps, which include themes like "Outback Idaho," "Pollinator Patrol," and "Garden Explorers."

When it comes to exploring all the opportunities Boise has to offer, the Idaho Botanical Garden is just the tip of the iceberg. Contact us today to learn more about exploring Boise and talk to our real estate agents about finding your dream home in Idaho. 

April
12

Get Your Denim On for a Purpose

#CBTDenimDay

April is Sexual Assault Awareness Month. It's a difficult topic, no question.

 

Removing the stigma surrounding sexual assault and abuse, bringing the conversation to the forefront and out of the shadows, educating, speaking out, ending victim-blaming, and supporting survivors are the best defenses. So much has been done, with so much more to do.

It's worthy of our time. Of everyone's time. Here at CBT, we decided to act on one of our mottos – BE BOLD – and do what we can to help. For our April #DoersOfGood campaign, we're taking the message to all our offices and asking our Realtors®, staff, and managers to come together to support organizations in our areas who work hard to assist women in our local communities. We've asked them to purchase a #CBTDenimDay button, donate gently used professional clothing, and wear their jeans on April 27th, the 24th annual National Denim Day. 100% of the funds raised in each region, along with additional funds from CBT, will be donated to the corresponding organizations listed below. Clothing donations will stay local, as well. 

Denim Day grew out of an Italian Supreme Court decision overturning a rape conviction of an 18-year-old girl because she was wearing tight jeans. Since then, wearing jeans on Denim Day is a visible means of protest against victim-blaming and sexual violence.

The organizations we are coming together to support are:

Boise area:

Women's and Children's Alliance, www.wcaboise.com

Spokane area:

YWCA – Our Sister's Closet, www.ywcaspokane.org

Tri-Cities area:

Domestic Violence Services of Benton & Franklin Counties, www.dvsbf.org

Lewiston/Moscow/Pullman:

Lewiston YWCA, ywcaidaho.org
Alternatives to Violence of the Palouse, www.atvp.org

Idaho Falls area:

The Domestic Violence & Sexual Assault Center, www.dvsacac.org

To help, the ask is simple: wear your jeans on April 27th and speak out. To learn about more ways you can help – or if you need assistance, visit one of the sites above.

April
4

Make Your Own Cleaning Products

DIY Products for Spring Cleaning

Sometimes it seems there is no end to house cleaning, and while there is no clear-cut answer for how to keep your home perfectly clean at all times, it might be surprising just how much you can do with a little baking soda and white vinegar.

Spot Cleaner for Carpet

  • After cleaning up any excess spill, sprinkle the carpet with baking soda or cornstarch. Let stand for 10 minutes and then vacuum.
  • Mix one tablespoon clear dishwashing liquid and one tablespoon white vinegar with two cups of warm water.
  • Using a white cloth, blot the stain with the vinegar solution.
  • Sponge with cold water and blot dry.

Oven Cleaner

  • Make a paste of baking soda and water.
  • Coat the oven (or just the dirty parts) with the paste and let stand overnight. Be sure to avoid the heating elements and bare metal.
  • Use a plastic spatula to remove the paste. (Wear rubber gloves.)
  • Wipe away any residue with a clean, wet sponge.

Grout Cleaners

  • Fill a spray bottle with equal amounts of white vinegar and water and generously spray the tile/grout. Let sit about five minutes.
  • Scrub area with a grout brush, or even a toothbrush.
  • Rinse with warm water.
  • If stains are more stubborn, mix a paste of baking soda and water and using your grout brush, work it into the grout.
  • Immediately follow with the vinegar spray. This should cause the baking soda paste to bubble.
  • Use your brush to finish cleaning.
  • Rinse with warm water.
  • For mold or mildewed grout, hydrogen peroxide is a gem. Spray it on the stain, let sit for a few minutes, and then scrub with your grout brush. You can even mix baking soda and hydrogen peroxide into a paste for a stronger clean. Apply the paste to the grout lines, wait a few minutes, scrub and then rinse with water.
  • NOTE: Do not apply vinegar to grout that has not been properly sealed.

Showerhead Cleaner

  • Carefully mix 1/3 cup baking soda with 1 cup white vinegar in a plastic bag.
  • Place the bag over the showerhead, submerging the head in the mixture; secure bag with rubber band or twist-tie.
  • Let soak for at least 3 hours.
  • Wipe clean.

 Window Cleaner

  • Mix together in a spray bottle: ¼ cup vinegar, ½ tsp natural liquid soap, and 2 cups water. Shake to blend.
  • Spray on windows and use newspaper to rub dry & clean, avoiding the window frames (newspaper can leave dark marks on the frames).

March
16

A Look Ahead with Coldwell Banker's Ryan Gorman

The Real Estate Market: Looking Back and Ahead

Recently, Coldwell Banker Tomlinson Realtors®, managers, and staff were honored with a visit from the President and CEO of Coldwell Banker Real Estate LLC, Ryan Gorman. Responsible for the operations that support our network of 94,000 real estate professionals in 3,000 offices in 43 countries across the globe, he made the trip from CB's New Jersey headquarters to speak with us about the wild ride that was 2021 and share his predictions about the state of our industry moving through 2022.

Though he foresees a continuation of a seller's market, he believes it won't be "the crazy, crazy" atmosphere we saw in 2021.  "Interest rates are ticking up which will slow things a bit," he said, but "inbound migration will continue to be strong, so it will be a long time before the market shifts."

When asked if he was surprised by the activity during the pandemic, he told us that though he did not predict the "nearly 10 years of appreciation in 18 months" in our area, Ryan said he wasn't surprised to see the market remain strong. Despite the economic downturn, "we had the most equity in homes that we had literally ever had (not on a percentage basis, but on an absolute basis), and we had tighter underwriting for almost 15 years by that point than we had almost ever had, so people had good opportunities."

Contributing to the history-making market, he noted, was that for the past five or so years our area has been named to list after list of best places to live, work, and raise a family, so as people were able to work, not only remotely, but more independently, they began to make good on the question if you could live anywhere, why not live somewhere great?  

In discussing the issue of low inventory, he is quick to point out that even buyers who have been in their homes two or three months may have equity that could propel them to look at selling to purchase something that better fits their dreams and goals and encouraged agents to inform their previous buyers what their homes are worth today. Buyers, he said, can leverage their equity to move more affordably to another neighborhood or city.

Recently named a "Real Estate Newsmaker" for 2021 and "Influencer" for 2022 by RisMedia, a highly respected real estate news and information service, Ryan says is most proud of Coldwell Banker's integrity. "Integrity is first. That's an easy answer. Coldwell Banker was founded on honesty and integrity, and that has lasted."

To learn more about Ryan's strategies for Coldwell Banker in 2022, check out his interview with Jordan Grice of RisMedia.

Search for your new home at cbboise.com.

March
9

Doers of Good: Practice Kindness Every Day

Extending Random Acts of Kindness Day

Random Acts of Kindness Day was last month, and many of our agents and staff marked the day by making an extra effort to help others. Rather than spotlighting a specific charity or cause in March, we asked, why can't this be every day? If each of us did one small thing to help a neighbor, a stranger, a co-worker, regardless of the day, think about the ripples of good that would spread throughout our communities!

On February 17th, National Random Acts of Kindness Day, agents and staff here at CBT surprised neighbors with yard cleanup, trash pick-up, and groceries. They paid for coffee and food orders for those behind them in the drive-through. One purchased lunch for a group of law enforcement officers in a restaurant. Still others opened doors, complimented clothing, and put shopping carts away.

Small or large, monetary or not, little kindnesses can change someone's moment, day, and, yes, life. Challenge yourself and those around you to do something randomly kind, not only one day a year, but every day.

We'd love to hear about your random acts of kindness! Share in the comments. Who knows what good you will inspire!

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Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 

January
17

How to Create a Cleaning Schedule You'll Actually Stick to

Cleaning Schedule

You've found your dream home among the Boise homes for sale! You've moved in, unpacked, and put your feet up for a bit, enjoying your new home. What's next? It's time to set up a cleaning schedule that works for you.

To keep everything clean and tidy, it's necessary to have a cleaning plan in place, but that's not to say you have to spend hours doing chores every day. Contrary to some misconceptions, having a cleaning schedule doesn't create stress around household chores – it takes it away.

Let's look at creating a manageable cleaning schedule that will take the stress out of running a household.

What's Your Cleaning Personality Type

Everyone has a cleaning personality type. Some people can't stand the thought of cleaning every day while others find cleaning a delight. Here are some questions to help you figure out what type of cleaner you are.

  • Are you the kind of person who wants to do a little cleaning every day?
  • Would you rather tackle your cleaning chores all at once?
  • How do you feel about tackling one major task each day?

There's no specific right way to keep your house clean or a standard cleaning schedule that will work for everyone.

Create a Master Task List

A cleaning schedule can only work if you have a thorough idea of what you need to do. Create a list of chores that need to be completed and break them down by room.

Remember, a schedule for someone living alone in a one-bedroom apartment will look very different from one designed for a family of five living in a four-bedroom house. That's why it's vital to assess your own cleaning needs.

Set Up a Cleaning Schedule

Once you have your chores listed out, your next task is to figure out a cleaning plan that works best for you. You might want to commit to a daily or weekly cleaning schedule, depending on your cleaning personality. That said, some chores like wiping down surfaces and doing the dishes have to be done every day. It's essential to have a daily schedule of minor cleaning tasks you can handle in 10 to 15 minutes, as this will make your larger tasks much easier.

If you enjoy doing some cleaning every day, set aside about one hour in the morning or evening when you can speed clean your house. For some people, it's easier to clean the bathroom on Monday, clean the kitchen on Tuesday, do the laundry on Wednesday, and vacuum on Friday. The key is to divide your tasks so that cleaning doesn't sound overwhelming.

Now, if you'd like to do everything in one day, it's crucial to set aside enough time to take on major sections of the house or even the whole house.

Turn Your Schedule into a Routine

It takes about 21 days to form a habit, the experts say. Creating a cleaning schedule that works for you takes time and patience. Don't hesitate to change up your schedule. You might find cleaning the bathrooms is a task better left for the weekends.

Try different methods until you figure out what works for you and your routine. Your life should not revolve around cleaning. Instead, cleaning should fit seamlessly into your schedule.

Our real estate agents can alleviate some of the stress of the buying process by providing you with all the tips and tricks you could possibly need. Contact us today to get started.

December
29

Introducing Doers of Good: CBT's Culture of Giving

Doers of Good: CBT's Culture of Giving

Coldwell Banker agents, staff, and managers are a special breed, working hard to assist our clients fulfill their real estate goals while keeping our focus on community and on making our cities and towns better places for all of us.

Because of our firm belief that we have an obligation to the people and places that keep our communities strong, we've set an ambitious goal for the next ten years: to give a minimum of $10 million to the organizations that work to help our neighbors in need. We call this our "Doers of Good."

We believe this focus needs to be shared and celebrated – and in a big way – so we are shining a light on those who are bright spots in the lives of others. We know the kind of people we have in our family, and we want you to know, too. Doers of Good will do just that.

Our agents, staff, and managers work in the background "doing their thing," sometimes on their own and sometimes with the help of our entire company. As we close a difficult year and look forward to a bright 2022, we'd like you to meet just a few of our 2021 4th quarter Doers of Good.

Camp Rainbow Gold

Pamela Carson, CBT Realtor® in our Eagle, Idaho, office, got involved with Camp Rainbow Gold because of her daughter, a nurse practitioner in oncology at St. Luke's and the medical director for the nonprofit. Camp Rainbow Gold "has been able to provide support and companionship to parents of children affected with cancer, giving them connections to other families going through the day-to-day struggles of childhood cancer," says Pamela. The organization even allows siblings to have their own camps. "The children feel safe and normal at camp."

A volunteer and financial supporter for the past five years, Pamela says "it gives me a real sense of pride to be a part of such a worthy cause…I get a feeling of paying it forward for all of the blessings I have in my life.

"Everyone should take a moment to reflect on how they can pay it forward or make a difference in their community, whether it be by contributing to a charity that is near and dear to them, or by reaching out to the charity organization to see how best they can assist in their continued fundraising or manpower needs."

Funding for Camp Rainbow Gold comes from private donations and community partnerships with local businesses. Most of the programs are run by volunteers under the guidance of a few camp staff members.  To learn more about Camp Rainbow Gold, visit https://camprainbowgold.org/.

 

Idaho Diaper Bank

Did you know that in Idaho, 46% of children under the age of three don't have a consistent supply of diapers to stay clean, dry, healthy, and happy?  This statistic shocked Shawna Walz and her mom, Carol Seiber, CBT Realtor® in our Boise, Idaho, office. Together, they founded Idaho Diaper Bank with the mission of providing diapers through collaboration with other social service agencies and nonprofits.

Says Carol, "IDB was formed to address the silent crisis of diaper need." She goes on to explain that diapers cannot be purchased with food stamps or WIC but represent a significant portion of the monthly budget for the Idaho families struggling to provide basic necessities like food, shelter, and hygiene. Oftentimes, parents feel they have no option other than trying to reuse soiled diapers.

Since its inception in 2014, Idaho Diaper Bank has provided over 4.5 million diapers to babies in need. IDB primarily serves SW Idaho but has worked to expand into eastern Idaho, the Magic Valley, and north Idaho with their Warehouse on Wheels program.

"Passion and empathy drive me to participate in charitable organizations in my community," Carol says. "Our community is growing and with that comes many issues facing our low-income families. Giving back is part of my business plan and along with Coldwell Banker we are able to make positive outcomes for many!"

IDB receives grants and donations from individuals and businesses. Community diaper drives help, as well. To help or learn more about Idaho Diaper Bank, visit http://www.idahodiaperbank.org/

Coldwell Banker Tomlinson agents, staff, and managers raised funds for both Camp Rainbow Gold and Idaho Diaper Bank at our annual Turkey Tuesday bowling fundraiser in November. Over $5,000 was raised during our event.

 

Meridian Elementary School & Meridian Food Bank

For the past several years, Joan Johnston, CBT Realtor® in our Meridian, Idaho, office, has spearheaded a fund and supply drive for underprivileged kids and their families at two different elementary schools in the valley.

Joan explains that one of her dearest friends was a teacher at a school with a high number of at-risk children – children who would oftentimes come to school on a Monday morning having eaten nothing all weekend. With her friend's help, Joan devised a plan to deliver some Christmas cheer, as well as food and gift cards to a grocery store, to these kids and their families.

"I have always felt a great sense of responsibility to care for those who are in need," Joan says.  "Children are often the ones who suffer the most when families struggle financially…Many of the homeless are living in their cars, trailers, or inexpensive hotels.  For whatever reason, they are experiencing hard times."

This year, Joan was joined by fellow Meridian office Realtor® Lindsey Dykstra. Together, the two organized the annual Meridian office "bake sale auction" to raise funds for 13 homeless families with children who attend Meridian Elementary School, as well as for the Meridian Food Bank, which has helped almost 20,000 households this year.   

CBT agents, staff, and managers donated baked goods to be auctioned at the event. In a few short hours, the group raised over $7,000 for the two worthy causes. "The generosity and caring exhibited by our agents, vendors, clients, and others are unparalleled," Joan explains.

Adds Lindsey, "This was my first year getting to help out with the fundraiser and distribution at the school. Being a doer of good means living and giving intentionally, having a purpose beyond just your own personal gain, and being open and available to show kindness and love to everyone. It doesn't have to be anything huge."

Contact your local school district to see how you can assist children in need, and visit https://meridianfoodbank.org/ to learn more about Meridian Food Bank.

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Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 

November
4

7 Ways to Warm Up Your Home's Entryway

Entryway Tips

Your entryway is the first space guests experience when they step into your home. And more importantly, it is the first space you experience when you get home! As such, you really want your entryway to feel warm and welcoming. Here are a few useful tips to help you make your entryway a sight to behold.

  1. Include a Bench Seat
    Sometimes, entryways have a tendency to become cluttered with items like umbrellas, hats, and bags. Including a bench seat in your design takes care of this problem. You can store all of your accessories in the bench seat and also sit on the bench as you put your shoes on or otherwise prepare to go out.

  2. Create Symmetry With Two Plants
    In a small space like an entryway, decorating with symmetry can help create a sense of balance. An easy way to create symmetry is with two identical potted plants. If you have a bench seat, place one plant on either side of the bench. If you have a larger piece of furniture, such as a set of cabinets, you could place two small plants on top of it — one on either side. 

    Plants are perfect for an entryway because greenery evokes a calm, peaceful feeling. They also help unify the outdoors with the outdoors, which is exactly what your entryway is intended for.

  3. Include a Clock
    Clocks are timeless decor, and you don't see them in homes as often as you used to, now that everyone has the time on their own smartphone. But your entryway is the perfect place for a clock. People will appreciate knowing exactly what time it is as soon as they step in the door. You'll also appreciate being able to check the time without pulling your phone out as soon as you get home. A large, decorative clock mounted on the wall directly across from the door is perfect entryway decor.

  4. Use Warm Colors
    When choosing paint colors for your entryway, be sure to opt for warm undertones. This will subliminally make guests and family members feel cozy when they step into the space. "Warm colors" does not have to mean brown or red, either. Your paint store professional can point you towards all sorts of different colors with warm undertones.

  5. Include Large, Fuzzy Doormats
    Doormats can warm up your entryway not only visually but temperature-wise. In the winter, you'll really appreciate not having to step onto the chilly floor. Pick mats that are generously sized to fit everyone's shoes. Those with a plush or fuzzy look tend to make the space look and feel warmer.

  6. Add Texture, When Possible
    As you decorate your entryway, look for ways to add texture to the space. For example, you may include a wall hanging with some burlap. Or, you might find a light fixture with some roughly hewn wood in its design. Incorporating a mixture of smooth and rough textures can make any space feel warmer and more balanced overall.

  7. Install a Dimmer Switch
    If your entryway does not already have a dimmer switch, consider having one installed. This lets you set the mood for your home.

These tips can make any entryway give a warm welcome! If you're still looking for Boise-area homes for sale, please feel free to reach out. We can help you navigate the house-hunting process with ease.

October
15

Stark Autumn Beauty: Shoshone Falls

Don't Let the Lack of "High Water" Keep You from Visiting this Fall

Looking for some weekend adventure, but want to explore somewhere new? If you are in the Boise area, take the two-hour trek to Shoshone Falls in south-central Idaho's Magic Valley. Located approximately three miles west of the city of Twin Falls, the "Niagra of the West" drops an impressive 212 feet, 45 feet higher than the real Niagra.

Though the most dramatic time of year to visit is in the spring when flows can reach in excess of 20,000 cubic feet per second, the fall and winter bring a different kind of beauty. Striking rock formations and stunning pools reveal themselves only when the water is low.

Lying within the Snake River Canyon, the Falls and surrounding geology is a fascinating scene created over millions of years and is truly one of nature's—and Idaho's—most glorious wonders worthy of visiting any time of year.

Shoshone Falls Park is situated at the bottom of the canyon via a fairly steep and curvy road that is open year-round, except when snow and ice make travel too dangerous. The road is paved and fine for all vehicles. In the fall and winter months, the park is open from dawn to dusk, and there is no charge for access. Picnic areas, overlooks, and portable toilets are accessible all year.

Wear comfortable shoes and plan to take a hike along one of the many trails in and around the Falls. Centennial Trail takes explorers 1.4 miles to the site of Evel Knievel's failed attempt to jump the canyon in 1974. The out-and-back trail is paved and features canyon overlooks.

To get to Shoshone Falls from Boise, travel east on I-84 to US 93/exit 173 south to Twin Falls. Turn east on Falls Ave. E to N 3300 E/Champlin Road and follow the signs.

Be sure to stop at the Twin Falls Visitor Center at the south side of the Perrine Bridge for breathtaking views of the canyon and to pick up a trail map.

October
14

View the Latest Employment Report from the Mortgage Professionals at Idaho Central Credit Union

 

 

Latest Employment Report Reveals Job Gains Went Down

This past week, analysts and investors closely watched the latest employment report. Unfortunately, it revealed that job gains went down, falling short of expectations. For the most part, the other major economic reports coincided with expectations. In other news, investors shifted to riskier assets. While doing so, stocks increased while bonds decreased. As a result, mortgage rates ended the week higher.

Job Gains Fall Short in Latest Employment Report

The latest employment report suggested that COVID-19 hindered job creation. Friday's release showed that the economy added just 194,000 jobs in September 2021 against a consensus forecast of 500,000. While this result resembles August 2021, job gains plummeted dramatically from over one million in July of this year.

However, there were many offsetting factors. First, upward revisions added 169,000 jobs to the results for prior months. Second, the unemployment rate declined from 5.2% to 4.8%. Not only did unemployment decline far below the consensus forecast of 5.1%, but it also hit the lowest level since February 2020. These two components often paint a somewhat different picture. While companies provide data for the job gains calculation, the unemployment rate is based on a separate survey of individuals.

Analysts also looked for the latest figures on average hourly earnings. Average hourly earnings, an indicator of wage growth, rose 0.6% from July 2021. This statistic jumped well above the consensus of 0.4%. Of note, average hourly earnings clocked in at an impressive 4.6% higher than a year ago. The latest employment report showed that this number also climbed above an annual rate of increase of 4.0% last month.

Education jobs sharply underperformed expectations. Analysts attribute this due to distortions in the seasonal adjustment caused by the pandemic. Experts adjust education job data to reflect historical seasonal trends, such as the start of the school year. Concurrently, many of the usual hiring and firing patterns changed during the pandemic. To summarize, job gains fell short partly due to seasonal issues related to the pandemic. On the other hand, wage gains remained very strong. Conclusively, the report barely affected mortgage rates.

ISM Service Sector Index Reports Growth

Aside from the latest employment report, the Institute of Supply Management (ISM) released another significant economic report. The ISM national service sector index rose to 61.9. Not only did the service sector index rise above the consensus forecast of 60.0, it also neared a record-high. Levels above just 50 indicate that the sector is expanding. Readings above 60 are rare.

Of note, a large number of companies reported difficulties in hiring enough skilled workers to keep up with growing demand. Many other companies indicated that supply chain disruptions held back production. Because of these current obstacles, later months may see stronger readings as companies catch up.

Looking Ahead After the Latest Employment Report

Looking ahead after the latest employment report, investors closely watch global COVID-19 cases. They also look for hints from Fed officials about the timing for changes in monetary policy.

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We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!

 

October
13

Home Prices in September Hold Steady

Fewer Buyers Paid Over Asking Price for Homes in September 

By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

The median sales price for homes in Ada County moved to $534,950 in September 2021, marking a slight 0.8% increase over August when the median sales price was $530,500. 

While prices remained steady month-over-month, the most notable statistic was the share of homes that sold for over list price dropped to 33.1% — the lowest level since June 2020. 

Competition for homes has been fierce for nearly a year, and as market times fell, more buyers were willing to pay over list price, which became a primary factor driving up the median sales price. When the share of homes that sold over list price exceeded 40% in August 2020, the median sales price moved into the $400,000-range for the first time. When it reached nearly 65% in May 2021, that's when prices exceeded the $500,000-mark.  

(For more on this, and additional factors driving home prices, check out our blog post: "Making Sense of the Rising Home Prices in Ada County.") 

That jump in price likely brought prospective sellers to the market, which has helped inventory levels increase. In fact, September marked the sixth consecutive month of inventory growth. The 1,249 homes available for sale at the end of the month represented an 11.1% increase from August and a staggering 165.7% increase compared to September 2020. 

In addition, the average number of days between when existing homes were listed for sale and an offer was accepted increased to 17 days — the longest market time in the last 12 months — and 21.4% longer than the 14 days we saw in August 2021.  

The increased inventory and a slightly slower pace are good news for buyers and may be two reasons that fewer homes sold over list price last month. 

That said, while the Months Supply of Inventory (MSI) continued to trend up — reaching 1.5 months in September — Ada County is still not in the 4-6 month range of supply which is typically considered a balanced market — creating ongoing opportunities for sellers. 

This fall is still proving to be a great time for homeowners to capitalize on the current home prices. For those who are considering selling, we recommend talking to a REALTOR® about the different factors at play within our market and how they may affect different situations.

Stages of a Real Estate Transaction

In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market.

To view the Treasure Valley homes currently for sale, CLICK HERE.

 

October
4

Fire Prevention: Tips for Keeping Your Home Safe

Fire Prevention TipsOctober 3-9 was National Fire Prevention Week. If you missed it, this is still a great time to focus on fire prevention in your home. Whether you're on your way to buying a new home among Boise homes for sale, or just improving security in your current home, instituting a regimen of fire prevention can help give your family a feeling of safety while preventing tragedies.

Start on these tips right away to help prevent fires in your home.

  • Install Smoke Alarms
    Install smoke alarms in the hallways outside sleeping areas, in all bedrooms, and on every floor. Place smoke alarms high on the wall or on the ceiling. Do not install alarms near bathrooms as steam can cause false alarms and may also damage the unit. The detector placed outside a sleeping area should be loud enough to be heard through a closed door. The best plan is to connect all smoke alarms in the home so that when one sounds, they all do. 

    Test smoke detectors once a month. Press and hold fire alarm buttons until the alarm sounds. If the sound is weak, replace the batteries. Replace smoke detectors every 10 years. Hardwired alarms also require monthly testing.

  • Develop a Fire Escape Plan
    Develop a plan for getting out of your home quickly if an alarm sounds. Develop your plan with at least two ways to escape every room and a meeting place outside. Take into consideration getting pets to safety as well. Practice the plan at least twice a year to make sure all your family members remember the plan.

  • Never Overload Your Electrical Outlets
    Overloading electrical outlets with multiple appliances can lead to overheating and fires. If you need more outlets, have an electrician install them.

    Call an electrician if you are consistently blowing fuses or tripping circuit breakers. This also goes for flickering lights, burning smells from appliances, or warm or discolored wall outlets.

  • Exercise Care with Power Cords
    Throw away damaged power cords, or have them professionally repaired. Use power cords labeled "For outdoor use only" for outdoor appliances. Do not rely on extension cords for permanent power sources. Again, if you need a closer electrical outlet, have it installed. 

  • Be Mindful of Heat Sources
    Keep anything flammable at least 3 feet from sources of heat. Exercise particular caution with candles, substituting whenever possible candles with a wick with flameless candles. If you burn candles, make sure they are located at least 3 feet from anything that can catch on fire. Keep hair and clothing away from the flame when you light the candle. 

    Keep lamps and light bulbs away from anything that can burn, such as bedding, clothing, curtains, or lampshades. Also, make sure you turn off space heaters before leaving your home.

  • Dryer Maintenance and Usage
    Do not leave home while a dryer is drying clothing. Always clean the lint trap of the dryer before starting the drying process. Make sure to have your dryer cleaned and free of lint to avoid fires.

  • Exercise Caution While Cooking
    Be mindful that cooking fires are the number one cause of home fires. To help prevent this, never leave food unattended while it is cooking on or on the stove. Also, keep a fire extinguisher under your sink in case of emergency.

Our real estate agents have more good advice about home safety. Contact us today. 

September
27

9 Tips for Buying and Selling Your Home at the Same Time

Selling your home while shopping for a new one can feel daunting to even the most seasoned homeowner––especially when the competition for housing is so high. That doesn't mean, though, that you should just throw up your hands and give up on moving altogether. In fact, as a current homeowner, you could be in a better position than most to capitalize on a seller's market and make a smooth transition from your old home to a new one.

We can help you prepare for the road ahead. Here are some of the most frequent concerns we hear from clients who are trying to buy and sell at the same time.

"What will I do if I sell my house before I can buy a new one?"

While it may be an inconvenience, this is a common scenario that can usually be handled with a little creativity and compromise. Here are some options to consider:

1: Flex your muscles as a seller.

In some cases, a buyer may agree to a rent-back clause that allows the seller to continue living in the home after closing for a set period of time and negotiated fee. We can discuss the benefits and risks involved and whether it's a good option for you.

2: Open your mind to short-term housing options.

If you're lucky enough to have family or friends who offer to take you in, that may be ideal. If not, check out furnished apartments, vacation rentals, and month-to-month leases. If space is an issue, consider putting some of your furniture and possessions in storage.

3: Embrace the idea of selling now and buying later.

With cash on hand from the sale of your current home, you'll be in a better position to budget for and buy your next home. And by focusing on one step at a time, you can alleviate some of the pressure and uncertainty involved.

"What if I get stuck with two mortgages at the same time?"

If you can't afford to carry both mortgages, then selling before you buy may be best. (See Tip #3.) But if you have flexibility in your budget for some overlap, it is possible to manage a home sale and purchase simultaneously. Here are some steps to help streamline the process:

4: As you get ready to sell, simplify.

You can condense your sales timeline if you only focus on the renovations and tasks that matter most. We can advise you on the repairs and upgrades that are worth your time and investment.

5: Prep your paperwork.

If you'll need a mortgage for your next home purchase, get pre-approved in advance. And start pulling together relevant records for your current home, such as appliance warranties and renovation permits. That way, you'll be ready to provide quick answers to buyers' questions should they arise.

6: Ask about other contingencies that can be included in your contracts.

For example, it's possible to add a clause to your purchase offer that lets you cancel the contract if you haven't sold your previous home. This tactic could backfire, though, if you're competing with other buyers. We can discuss the pros and cons of contingencies and what's realistic given current market dynamics.

"What if I mess up my timing or burn out from all the stress?"

To make sure you're in the right headspace, take the time to slow down, breathe and delegate as much as possible. In addition:

7: Relax and accept that compromise is inevitable.

Rather than worry about getting every detail right with your housing search and home sale, trust that things will work out eventually––even if it doesn't look like your Plan A or even your Plan B or Plan C. Luckily, if you've got a good team of professionals, you can relax knowing that others have your back and are monitoring the details behind the scenes.

8: Don't worry too much if your path is straying from convention.

Remember that rules-of-thumb and home-buying trends are just that: they are estimates, not facts. So if your home search or sale isn't going exactly like your neighbor's, it doesn't mean that you are doomed to fail.

9: Enlist help early.

This leads us to our final tip: If possible, call us early in the process. We'll not only provide you with key guidance on what you should do to prep your current property for sale, we'll also help you narrow down the parameters for your next one. That way, you'll be prepared to act quickly and confidently when it comes time to list your home and make an offer on a new one.

Call today for tailored advice that works for you.

Buying and selling a home at the same time is challenging. But it doesn't have to be a nightmare, and it can even be fun. Click here for a free consultation so that we can help you review your options and decide the best way forward - or visit our site for a listing of homes for sale.

September
16

Facebook: Spoofed Profiles

 

What is a "spoofed" profile?

From Your Friends at Integrity Computer Consulting and Repair

A spoofed profile is where a scammer copies your profile and pretends to be you. The scammers use the information that the original profile makes public.  This includes profile pictures, location(s), and biography information, so they are very convincing. Oftentimes, these spoofed profiles send out another friend request to people on copied profile's friends list.  While more and more people are becoming aware that this is an issue when they get a second friend request from someone they are already friends with, many people still don't know what is happening (no, their friend has not been "hacked" i.e someone has gained unauthorized access to the account) or what to do about the profile, and there are many people who still will add the fake profile and further perpetuate this activity. 

 

Besides it being annoying, what damage does this cause?

Once a spoofed profile is created, the creator will add friends listed on the original profile, send messages that ask for money… or worse, send videos and/or clickable content via messenger or page posts that contain phishing sites, adware, malware, or viruses when clicked.

 

How do you prevent this from happening?

Make your friends list viewable to "Friends only" or better yet, "Only me".  These settings can be accessed both on the computer and in the Facebook app on phones.  Simply view your profile, then go to Settings and Privacy, then under Audience and Visibility, "How People Find and Contact You".  Select "Who can see your friends list", and select Friends or Only me.  Setting it to "Only me" is the only sure-fire way to make it so people cannot use your friends list to create fake profiles and spam your friends, colleagues, and clients who may be friends on your page.

 

It's already happened to you. Now what?

Have your friends report the spoofed profile as soon as possible.  All you or they have to do is go to the scammer's duplicate Facebook page and click on the three dots.  Select "Find Support or Report Profile" and then "Pretending to Be Someone."  You will then be asked who they are pretending to be.  If it's a friend, you'll report which friend it is and then confirm your submission.  Facebook will then review your report and notify you of the outcome.  The process is pretty quick and painless.

Next, take steps to secure your public information. And it wouldn't hurt to complete Facebook's privacy checkup, and lock down your privacy settings which includes not allowing people to post anything on your page without your review.

Any of these things can be done remotely.  Please call or email our office if you have any questions or need immediate assistance!

September
14

Number of Homes for Sale in Ada County Increases

Encouraged Sellers Add More Homes to the Market 

By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

The median sales price for homes in Ada County was $530,500 in August, down nearly $10,000 from July, although 32.2% higher than the same month last year.   

While our region has faced insufficient supply compared to demand for years — the main driver of home prices over the past few years — August marked the fifth consecutive month of inventory growth. There were 1,124 homes available for sale, up 6.5% from July and up a tremendous 90.8% compared to August 2020.  

These inventory gains were very encouraging — and likely prompted by higher prices — although still low compared to what they might have been had they tracked with the historical trendline. 

On the other hand, both pending and closed sales tracked with their respective trendlines. In August, there were 1,606 pending sales — homes with an accepted offer that should close within the next 30-60 days — and another 931 homes closed during the month.  

Both pending and closed sales were down compared to last year, at 22.9% and 28.3%, respectively. Some in the national news have speculated that declines in national sales activity indicates buyers are backing off. This may be the case in some situations, especially among more price-sensitive buyers, but the declines likely have more to do with the seasonality and limited inventory.  

As evident in the chart above, sales activity begins to increase each December/January, typically peaking around May/June, then tapering off throughout the fall and winter as kids go back to school and the weather gets colder. The past two years haven't had that same seasonal feel with the pandemic compressing the traditional market cycles, but any additional declines in activity from now through the end of the year are not completely atypical.  

 

Note on Historical Trendlines: These are helpful tools but should be used in conjunction with other metrics to understand why something may be trending higher or lower than past data might otherwise suggest. To that point, we released a blog post about a recent Florida Atlantic University study suggesting Boise metro homes were overpriced compared to historical trends, which you can read here. You can also check out our mid-year housing summit presentation for insights as to why inventory levels continue to be constrained despite ongoing demand.

 

The uptick in the number of homes for sale continues to be good news for buyers, but buyers must still be prepared to act quickly once they've found a home to purchase. We advise buyers to work with a REALTOR® and lender to determine ways to make an offer as competitive as possible.

One of the most popular ways buyers have competed is on price, offering to pay more than the listing price. Of the homes that closed in August, 42.3% sold for more than list price, paying on average, $22,675 more than list, which is a change from the past few months when a majority of homes were selling over list price.

For homes that sold under their original list price in August, buyers paid $24,423 less, on average. That said, decisions on what price to list a home at, or whether a buyer might offer more or less, can be made easier with the help of a REALTOR®.  

Stages of a Real Estate Transaction

In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market. 

To view the Treasure Valley Market Report for August, CLICK HERE.

 

August
30

5 Factors That Reveal Where The Real Estate Market Is Really Headed

Boise Downtown

It's the old supply-and-demand predicament: U.S. home sales continue at a rapid pace, but the number of listings remains limited. Amid historically low mortgage rates, buyers keep shopping, reducing inventory and sparking a rise in home prices.

Meanwhile, homebuilders are coping with an increase in material costs and a shortage of labor. These issues come during an ongoing housing shortage. A National Association of Realtors study shows the U.S. has a deficit of about 2 million single-family homes and 3.5 million other housing units.

Follow along to learn the five factors that illustrate where the U.S. housing market is today and is heading tomorrow.

ROCK-BOTTOM MORTGAGE RATES TO GRADUALLY RISE

Low interest rates continue to fuel demand from homebuyers. Some experts believe mortgage rates will creep up later this year, but they expect rates to remain near historic lows. In June, the Mortgage Bankers Association reported that 2020 closed with the average rate for a 30-year, fixed-rate mortgage at 2.8%. But the association anticipates the average rate climbing to 3.5% at the end of 2021 and 4.2% by the end of 2022.

What does it mean for you?

When mortgage rates are at or near historic lows (as they are today), you should seriously consider taking advantage of those rates to borrow money for a home purchase or to refinance your existing mortgage.

HOME PRICES EXPECTED TO KEEP CLIMBING

In June, the national median list price for a home reached an all-time high of $385,000, up 12.7% on a year-over-year basis. And according to the Home Buying Institute, various reports and forecasts indicate home prices will keep climbing throughout 2021 and into 2022. While this may be welcome news for homeowners, high prices are pushing homeownership out of reach for a growing number of first-time buyers.

What does it mean for you?

If you're a buyer waiting on the sidelines for prices to drop, you may want to reconsider. While the pace of appreciation should taper off, home prices are expected to continue climbing. And rising mortgage rates will make a home purchase even more costly.

SINGLE-FAMILY HOME SALES REMAIN ROBUST

Single-family home sales are down from their peak in October 2020 yet are still above the overall level last year. In May 2021, 5.8 million existing single-family homes were sold in the U.S. That's a 45% increase over the 4 million homes sold in May 2020.

However, home sales saw a 0.9% dip in May 2021 compared with the previous month, the National Association of Realtors says. That was the fourth straight month for a decline in home sales. The number of home sales has slid recently because of rising prices and a lack of inventory, but Fannie Mae expects total home sales to tick up slightly in the fourth quarter and finish the year up 3.8% over last year.

What does it mean for you?

The market for single-family home sales remains quite active. As a result, if you're a homeowner, you may want to ponder whether to sell now, even if you hadn't necessarily been thinking about it. With demand high and inventory low, your home could fetch an eye-popping price.

LACK OF INVENTORY STILL CONSTRAINS THE HOME MARKET

According to the National Association of Realtors, in May there were 1.23 million previously owned homes on the market, down 20.6% from the same time last year. This translates to a 2.5-month supply of homes, which is well below the 6 months of inventory typical in a balanced market. According to the Realtors group, the lack of inventory translates into tougher searches for buyers and contributes to a rise in prices.

What does it mean for you?

If you're thinking of selling your home, now may be the right time to do it. Across the country, it's a seller's market, meaning demand is outpacing supply. That supply-and-demand imbalance puts sellers in a great position to sell their homes at a premium price. The May 2021 Realtors Confidence Index from the National Association of Realtors found the average home that was sold attracted five offers, and the association says nearly half of homes are selling above list price.

CONSTRUCTION OF SINGLE-FAMILY HOMES SEES SLIGHT UPTICK

Frustrated buyers may soon find some relief from an increase in new construction. Economists forecast that 1.1 million new houses will be started in 2021, compared with a predicted 940,000 units just six months ago, with 1.2 million new starts predicted for 2022 and 2023, according to the Urban Land Institute.

What does it mean for you?

Given the issues affecting the new-home market, it may make sense to widen your home search to include both new and existing homes. Your brand-new dream home may not be available, but you might be able to find an existing home that lives up to your vision. Keep in mind that we can help you find either a new or existing home and can advocate for you to ensure you get the best deal possible.

ARE YOU THINKING OF BUYING OR SELLING?

If you're in the market for a home, you're ready to sell your house or you've simply been wondering whether you should sell, you could benefit from an expert to help you navigate the hot real estate market. Let's set up a free consultation to discuss your situation. We can review your options and come up with a plan to capitalize on the value of your current property or to find your ideal next home. Contact us today. We are here to #guideyouhome.

August
23

Interior Design Trends: Cottagecore Home Decor

When you buy a new home, you want it to be a reflection of you and your style. As you consider various trends, you may come across a popular new one called cottagecore. But what is it, exactly, and will it work for your interior design needs? Essentially, cottagecore home decor is a nostalgic journey to a simpler time and place. If sipping tea in a garden, breathing in the delicate scent of roses and honeysuckle strikes your fancy, this could very well be the interior design style you are seeking. If the homes you are asking to be shown are reminiscent of country living, you may want to consider these key elements:

  • Nostalgia
    From the garden to the living room, the house should speak of bygone days. This may look different to each person. If your cherished memories include crocheted Afghans and ruffled curtains, by all means, include them. If they lean more toward the brown leather overstuffed couch and the roll-top desk you might find in an 1890's ranch house, then go that direction. It's even possible to blend styles a bit in this very unscripted decor. If you have antiques or just books and knick-knacks that have been in the family for a long time, cottagecore provides a perfect setting to display them.
  • Simplicity
    Although many of us work in the world of technology, we don't all want to live there. When incorporating cottagecore interior design trends, necessary technology will often be hidden inside wooden cabinetry or disguised in other clever ways. The lifestyle celebrates minimalism, including handcrafting, home cooking, and creativity over video games. Rather than the cold, sleek surfaces you will find in industrial decor, you will find the warmth of wood, the natural textures of organic materials, and the cozy atmosphere they bring. Shining wooden floors with simple rugs and a wooden coffee table that reflect the same color as the floor. You might find the same wood theme repeated in bathrooms and bedrooms. 
  • Nature
    Embracing nature is critical to the cottagecore style. This doesn't mean that you must raise your own chickens and livestock in order to enjoy the designs. But the interior of the home should blend with the environment surrounding the exterior. This can be accomplished with muted colors, natural materials, house plants, and fresh or dried flowers. Imagine a little girl collecting wildflowers and displaying them in a milk bottle. The romantic ideal of rural living can be reflected in prints and paintings without the less pleasant realities of farm life. An indoor herb garden is just the right touch to a cozy kitchen, while the fresh herbs bring your recipes to life. 
  • Vintage
    Antiques are certainly great additions to cottagecore home decor, but you can obtain the vintage feel without an extensive collection. Simple lines, wooden frames, and natural textures will help balance the design. Wooden chairs next to pristine white wainscotting in the dining room are reminiscent of homes of a hundred years ago, even if they were just purchased recently. The elegance of a colorful quilt can carry the sleeper back to Grandma's house. Overstuffed chairs reupholstered with soft, nubby fabrics or floral designs are both frugal and practical, echoing the lifestyle of the past as much as the appearance. 
  • Do-it-yourself
    To truly embrace the cottagecore lifestyle, you should bring in your own creations. Have you learned to embroider? Frame an original piece and hang it on the wall. Did you grow your own fruits and vegetables? Proudly store them in wire baskets on the kitchen counter. Craftspeople know that you can't create anything worthwhile without making a little mess. You can embrace the clutter a bit without letting it take over. A basket of colorful yarn complete with knitting needles will actually enhance the decor of the den. A loom in the corner will make a fascinating conversation piece. You may even discover common interests with friends you didn't know existed. 

If you've been waiting for some of the vintage things you love to come back in style, the time has come. Our real estate professionals will be happy to help you find your new home. Contact us when you're ready to make the change. 

May
18

Pets and Plants - What's Not Safe?

Boise North End

Now that spring has arrived, many of us are welcoming tulips, daffodils, and other perennials to our gardens. After a gray and gloomy winter, the bright blooms are a glorious sight!

Local stores and greenhouses are overflowing with colorful flowers, creating the yearly hustle to get pots and beds planted to adorn our homes. It's hard to believe that these beautiful posies could cause our pets harm, but, sadly, many can cause intestinal upset, and some can lead to death.

When making your shopping list, here are some spring plants that can cause serious harm to your four-legged family member. If you have any of these perennials/bulbs planted where your fur-kids can get to them, you might consider moving them to a different location.

All Lilies

Both blooms and leaves can result in kidney failure in cats. Many varieties, including peace lilies, calla lilies, and autumn crocus are dangerous to dogs, as well.

Daffodils

These beauties (including paperwhites and narcissus) contain lycorine that can be poisonous to pets. The toxins are primarily in the bulbs but leaves and blooms can also cause cardiac arrhythmias and convulsions.

Geraniums

Common in hanging baskets and pots, geraniums can cause skin rashes, low blood pressure, lethargy, and loss of appetite.

Tulips

Like daffodils, most of the toxins in tulips reside in the bulbs, however, the rest of the plant can also cause vomiting, diarrhea, and excessive drooling.

Begonias

Popular for their ease of growth, begonias can thrive in many conditions, but can cause serious burning and irritation of the mouth, tongue, and lips.

Azaleas

Ingesting any part of this plant can result in vomiting, seizures, and cardiac arrest.

For printable lists of toxic and non-toxic plants, visit ASPCA.org.

April
5

Your Guide to Getting Your Boise Garden Started

Boise Garden TipsWarmer temperatures are rapidly approaching, and now is the time to think about your Boise garden. What would you like to add this season? From flowering plants to veggies, you'll have a lot of options to consider.
  
Our real estate agents offer the following guide to getting your Boise garden started, from helpful tips to stores that are worth a visit:

Helpful tips  

  1. Start with a plan.
    Take the time to plan your garden's layout and design before you put anything in the ground. Check out local garden stores to see what types of flower and vegetable plants and seeds are available, and plan out your space on a piece of graph paper. It's not important to be exact but map out an estimate of space and the location of existing plants, sun and shade hours, and where sources of water are located.
      
  2. Consult a planting guide for the Boise area.
    Following a planting guide to ensure that you're getting each type of plant into the ground at the correct time. If you plant too soon, you run the risk that they could be damaged by a late frost. The frost-free growing season for the Boise area starts on May 22 and ends on October 6, so some plants, such as tomatoes and peppers, should be started indoors and then later transplanted into your garden.
      
  3. Consider weed control.  
    Weeds can compete with your garden plants for space and nutrients from the soil, so take steps to reduce them before they have a chance to gain a foothold in your garden. If you're planting seeds in your garden, do it as soon as possible after tilling so weeds don't get a head start. Adding mulch like an organic material or fabric, and pulling weeds by hand are methods that will help reduce weeds.

Local garden shops to visit  

  • Zamzows – several Boise locations, including 6313 W. Fairview Ave., Boise, Idaho 83704
    Zamzows is a go-to store for most of your garden-related needs, including weed control products, soil amendments, bug control, and more. You can also expand your gardening knowledge with the store's classes, including one that covers everything you need to know about growing and caring for berries. 
      
  • The Home & Garden Store – 4291 S. Cloverdale Rd., Boise, Idaho 83709
    You'll find plenty of plants, soil amendments, chemicals and fertilizers, and more at The Home & Garden Store. The shop also carries a wide variety of other gardening supplies, and if you need some advice on where or what to plant or how to deal with pests, the staff – including an Idaho-Certified Nurseryman with over 46 years of experience – is friendly and knowledgeable.
      
  • North End Organic Nursery – 3777 W. Chinden Blvd., Garden City, Idaho 83714   
    Want to make your garden organic? Then you'll want to visit North End Organic Nursery, which carries 100% organic fertilizers, pest and weed control products, and more. Over 300 varieties of certified organic vegetable starters are sold, so you can transplant them this spring and get your garden off to a great start. You'll also be able to select edible, native, and water-conserving plants for your garden to make it more environmentally friendly. And if you have questions, the nursery always has qualified horticulturalists on hand to help.

Contact us if you're interested in looking at Boise homes for sale or would like to sell your home. Our agents know the area and its housing market very well and can help you buy or sell a home. 

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 12/03/2022. The listing information on this page last changed on 12/03/2022. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of INTERMOUNTAIN MLS (last updated Sat 12/03/2022 10:08:43 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Tomlinson may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --

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