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Chrissy Smith
REALTOR®
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November
7

Pet-Friendly Adventures in the Boise Area

Boise Pets

If you dread the thought of leaving the house without your dog, you're not alone. Our real estate agents love their pets and are always on the lookout for local adventures to take them on. Our furry friends are part of our families, and so we enjoy spending time outside the house with them whenever possible – even in the winter!

Both you and your furry friends benefit from outdoor exercise all year, so don't let colder weather stop you from exploring. Get that winter gear (for both of you) out of the closet and get outside. From beautiful parks to trails and fenced dog parks, there are tons of options around the Boise area. If you're planning a pet-friendly weekend around town, here are some of our favorite destinations your pup is sure to love:

  • Ann Morrison Park - 1000 S Americana Blvd, Boise, ID 83706
    "Dog Island" is one of the coolest dog parks in the valley! This year-round fido-friendly park includes a 5.4-acre "active" dog area, a fenced "shy dog" area, and, weather permitting, opportunities for your four-legged pal to swim in the surrounding pond. Beginning November 1st, all of Ann Morrison Park is an off-leash area, so if your pup is well-behaved with great recall, grab your "Chuck-It" and head out!
     
  • Kathryn Albertson Park - 1001 S Americana Blvd, Boise, ID 83706
    Just across the street from Ann Morrison lies one of Boise's best parks. Kathryn Albertson Park is the perfect place to take your pup for a peaceful, on-leash stroll. This 41-acre park has beautiful scenery and is very well maintained. You'll find picturesque ponds and greenery that make great photo ops. Plus, you never know what type of local wildlife you'll encounter on your walk. 

  • Morris Hill Dog Park - 10 N Roosevelt St, Boise, ID 83705
    If you want to give your furry friend the opportunity to run around and socialize with other dogs, head over to Morris Hill Dog Park. This off-leash park is about 1 acre and has separate sections for small and large dogs. There are even fire hydrants, agility toys, and a doggie drinking fountain.

  • Boise River Greenbelt - 150 North Capitol Blvd, Boise, ID 83702
    This 25-mile path runs on both sides of the Boise River through Boise and includes many parks to explore. Bundle up, leash your pup, and head out for a great adventure. The Greenbelt Map outlines some of the highlights so you can plan ahead for your journey.

  • Bowler Park - 4403 S Surprise Way, Boise, ID 83716
    A Southeast Boise jewel, Bowler Park includes a 1.25-acre enclosed park and a smaller "shy dog" area. There's a great covered area inside the large area to sit and sip your coffee while your pup plays.

As a reminder, when taking your dog out for an adventure, make sure to keep them on a leash unless the area specifically allows them to be off-leash. Bring water and food if you'll be out for a couple of hours. And don't forget to clean up after them if needed.

Spending a day out on the town with your dog is one of the best ways to unwind and get to know the area. Thankfully, it's easy to do in Boise. Contact us today for more information on the area's local businesses and amenities that your whole family can enjoy. 

November
10

It's Time for Soup!

BEST-EVER PUMPKIN SOUP 

'Tis the season to warm your body and soul with hearty comfort foods. Nothing says autumn more than a pot of wonderful, homemade soup simmering on the stove. Give this seasonal favorite a try. Pumpkin isn't just for lattes!  We think you're bound to love this soup. 

INGREDIENTS 

  • 3 cups chicken broth
  • 2 cups pumpkin puree
  • 1 small onion, chopped
  • ½ tsp. fresh thyme, chopped
  • 2 cloves garlic, minced
  • ½ tsp. freshly ground ginger
  • ¼ tsp. ground cinnamon
  • tsp. ground nutmeg
  • ½ cup heavy whipping cream
  • 4 pieces cooked bacon, chopped (optional)
  • Sour cream or plain Greek yogurt (optional)
  • Roasted pumpkin seeds (optional)
  • Chopped green onion (optional)

In large pot, combine the first 8 ingredients and bring to a boil. Reduce heat to low and simmer for 30 minutes, uncovered. Using a food processor or blender, puree soup in small batches. Return soup to pot and bring to a boil. Reduce heat to low and simmer for another 30 minutes, uncovered. Remove from heat and stir in heavy cream. Pour into bowls and garnish with as many toppings as desired.

October
17

5 Events for Halloween Fun Around Boise

Boise Halloween

Are you ready for the spookiest holiday of the year? It's almost time to celebrate Halloween, and as always, there will be some exciting events around Boise. From pub crawls to 5k runs, artisan markets, and everything in between, there's something for everyone coming up on the calendar this October. Our real estate agents have all of the details of 5 fun Halloween events in Boise this year.

  • Boise Official Halloween Pub Crawl – Downtown Boise, ID 83702
    Experience some of the best, most exciting bars near Boise homes for sale with the Boise Official Halloween Pub Crawl, which features dates on October 22, 29, and 31, 2022. Enjoy Halloween costume contests, drink specials, live DJs, and admission to many of the top-rated bars in Boise. There will also be some fun prizes for the best videos and photos posted to social media from the event. Get to know all of the best places to enjoy a drink around Boise and make some new friends as you travel from pub to pub, enjoying all of the Halloween excitement that the city has to offer.

  • Halloween Hustle 5k – 1304 7th St. N., Nampa, ID 83687
    The Lakeview Water Park may be closed for the season, but there's still plenty of fall fun to be enjoyed at Lakeview Park near Nampa homes for sale. One exciting upcoming event will be the Halloween Hustle 5k on October 31. This family-friendly event includes a 5k run/walk around the scenic 44-acre Lakeview Park, with trick-or-treat stations along the way and fun, family activities for all ages to be enjoyed throughout the event. Be sure to stick around after the race is complete for the finish line party.

  • Halloween Artisan & Vendor Fair – E. Main St., Emmett, ID 83617
    The annual Halloween Artisan & Vendor Fair is back this year and bigger than ever. The event, sponsored by the Kiwanis Club of Emmett, will be taking place on October 29, 2022, at Bowman Memorial Park, around the corner from Emmett homes for sale. There will be more than 40 vendors selling all sorts of crafts and ghoulish goodies, as well as a costume contest with great prizes for the winners. Enjoy family-friendly fun at this event on the weekend of Halloween.

  • Halloween Art Party – 1357 N. Lilly Ave., Boise, ID 83713
    Kids of all ages can look forward to the Halloween Art Party sponsored by Sardine Studios, which will be kicking off on October 30, 2022. The event starts with a fun art session where kids can create Halloween-themed artwork with supplies from the studio. The Halloween excitement continues with a costume contest, with great prizes for the winners, along with bags featuring candy and toys for all participants.

  • Linder Farms Halloween Fun Run – 7165 S. Linder Rd., Meridian, ID 83642
    Get ready for a fun, unique race near Meridian homes for sale with the annual Linder Farms Halloween Fun Run. This is not your average 5k, with an obstacle course that creates an enjoyable challenge and adds excitement for younger participants. There will also be free candy for the children, a costume contest, and a raffle with thousands of dollars in prizes.

Is buying or selling a home at the top of your to-do list this fall? Let our local team help you accomplish your real estate goals. Contact us to buy and sell homes throughout the Boise, ID, area.

September
19

Explore History at the Idaho State Museum

Idaho State Museum

With more than 500 artifacts in its 80,000 square feet, the Idaho State Museum serves as a living testament to the state's legacy. Our real estate agents love exploring these incredible exhibits found at the museum.

  • Origins
    Learn how the five federally recognized tribes of Idaho play a significant role in the state's past, present, and future. The theater in the Origins gallery turns a spotlight on each tribe's origin story. Other topics examined in the exhibit include Idaho's diverse landscapes and how the tribes shape contemporary land stewardship.

  • Idaho: The Land & Its People
    High-tech activities take visitors on a virtual trip through the spectacular lands that make up our beautiful state in "Idaho: The Land & Its People." Travel from the lush forests and majestic mountains of North and Central Idaho to the stark beauty of the deserts and canyons in South Idaho. Experience the sensation of riding a chairlift up Mt. Baldy or take a virtual bike ride through the streets of Pocatello and Boise.

  • History Explorers Gallery
    Share the thrill of learning with your whole family in the History Explorers Gallery. Be sure to stop by the Penny Arcade and visit Deja Moo, the legendary two-headed calf. Read moving personal recollections from other Idahoans and find out how your family can incorporate history into your own activities. 

ROTATING EXHIBIT

Syringa and Treasures Galleries host rotating exhibits. Some highlight additional artifacts in the museum's collection, while others feature materials on loan from national sources. 

Currently, Treasures Gallery features "The Art of Deco." This distinctive style reached its peak of popularity during the 1920s, but it lives on through the design of structures such as the Empire State Building.

During its heyday, Art Deco influenced the look of everything from clothing to toys, with examples of both on display among more than 40 artifacts. The State Historic Preservation Office has also created a digital StoryMap identifying Art Deco architecture in Boise, including the museum's original façade.

After viewing this exhibit, visitors will have a greater understanding of the iconic style's influence on design around the world. "The Art of Deco" runs through January 14, 2023.

Online Exhibits

The museum's reach extends beyond its physical location. These entertaining exhibits are as close as your smartphone, tablet, or laptop.

  • Digital Textile Collection
    Clothing and accessory styles often reveal facets of a particular culture. The museum's Digital Textile Collection makes use of 3D modeling and sophisticated photography techniques to provide previously unattainable views of attire across the ages, from the 1820s until today.

  • Trailblazing Women of Idaho
    Idaho's history is studded with the names of fiercely intelligent and forward-thinking women who made their voices heard. "Trailblazing Women of Idaho" honors the women who have impacted both Idaho and the United States.

The Idaho State Museum is located at 610 Julia Davis Dr., just minutes from Boise homes for sale. Hours are 10 a.m. - 5 p.m daily except Sunday when doors open at noon. Admission is $10 for adults, $8 for college students with ID, and $5 for ages 6-17.

Create your own history with a wonderful home in Boise. Contact us at Coldwell Banker Tomlinson for experienced help with all your real estate needs.

October
10

Home Maintenance to Complete this Fall

It's Time to Get Ready for Fall

Delta Media Group

Fall is the perfect time of the year to do seasonal maintenance to keep your home running smoothly. Checking these items off your must-do list now will save you money and frustration later.

  1. Seal the leaks.
    Check around windows and doors for cracks that leak air. According to the U.S. Department of Energy Research, leaks can increase your heating bill by up to 10 percent. Seal the leaks with caulk or weather stripping as needed.

  2. Schedule heating equipment inspections.
    Call an HVAC professional to give your furnace an annual cleaning and tune-up. Doing this can increase the efficiency and safety of your furnace.

  3. Test the generator.
    Instead of waiting for the winter's first power outage, take your emergency generator for a test run now. Make sure you have extra fuel stored away.

  4. Inspect your home's exterior.
    A damaged exterior lets in water and pests. Check your siding for cracks, curling, dents, looseness, bowing, and decay. Make sure your masonry veneer isn't cracking or flaking, and your stucco is free from cracks.

  5. Clean the gutters.
    Although it's among the most common home maintenance tips, this one has greater benefits than you might imagine. Blocked gutters can cause leaks on your roof and in your basement as well as damage your exterior. Scoop leaves, dirt, and other debris from the gutters then spray them clean. As you clean, check for leaks and rust. Make sure your downspouts are directed away from your home.

  6. Check your roof.
    Damage to your roof puts your home at risk for leaks. Use binoculars or climb onto the roof to inspect for missing, damaged, curled, or loose shingles. Look the ridge shingles over for wind damage. The metal flashing in the roof valleys and around protrusions such as vents should be free from curling and damage.

  7. Inspect your walkways.
    Damaged driveways, sidewalks, and steps worsen when exposed to freezing temperatures and pose a hazard in icy conditions. Repair cracks wider than 1/8th inch, smooth uneven areas, and tighten loose railings.

  8. Prevent frozen pipes.
    Adding insulation to pipes in unheated areas is one of those simple home maintenance tips that can save you a lot of trouble and expense. Outdoors, put your garden hoses in storage and, if your outdoor faucets aren't frost-free, turn off your outdoor water supply and drain the faucets. Drain your irrigation system to prevent burst pipes and damaged sprinkler heads.

  9. Measure your foundation drainage.
    The ground around your foundation should slope away from your home at an angle of 6 inches down over 10 feet. This protects your foundation from water damage.

  10. Get the lawn and garden ready.
    If you spot any tree limbs that could fall or hit power lines during a windstorm, cut them back. Also, trim shrubbery and perennials as recommended for the species. Rake up leaves and either compost them or use them as mulch. Alternatively, check if your city offers a removal service.

September
26

Appeal to Buyers with These Tips

Curb Appeal Tips for Fall

Delta Media Group

First impressions are everything when it comes to selling your house.  When a potential home buyer drives by your home, what will they see?  The outside of your home should serve as a preview for the inside of your home.

"WOW" home buyers from the curb with these tips perfect for the fall. 

  1. Spruce up your lawn
    Brilliant fall foliage can automatically "sell" your home for showings, but that doesn't mean you should forget about raking the leaves and mowing.  Keep those leaves raked and give your lawn the TLC it needs to look great. Patch any brown spots, and water the lawn as long as possible to keep it green and vibrant.

  2. Plant fall flowers
    Once lawn maintenance is handled, add a splash of color to your landscape by planting fall flowers.  Some of the best fall flowers include vibrant mums, yellow marigolds, sedum, or goldenrod.  You can also place fall flowers in pots near your front door along with a few pumpkins as accents.

  3. Highlight the front door
    Calling attention to your front door is a good selling tactic no matter what season when you're selling your house.  Your front door is like an invitation to your home. Hang a fall wreath for added color and a festive touch.  A fresh coat of paint in a vivid color can make your entrance stand out.

  4. Tidy up the exterior
    During the fall, your home becomes more exposed making its exterior appearance even more important.  Before listing your home for sale, pressure wash your siding, sidewalks, and walkways.  Clean the windows.  Apply a fresh coat of paint as needed.

  5. Clear out the gutters
    Being diligent about home maintenance tells buyers you care about your home's upkeep.  Keeping your gutters and downspouts clear from leaves and debris protects your home from water damage and ups the ante for curb appeal.

  6. Invest in outdoor lighting
    Days get shorter during the fall.  Exterior light adds a touch of elegance and sophistication to your landscape and improves safety. Illuminate your walkways, front door, and important landscaping elements so the home shines no matter when people drive by.

  7. Keep outdoor decorations simple
    A simple fall wreath on the door and seasonal flowers make your home look inviting to potential homebuyers.  However, scarecrows and spooky Halloween decorations may "scare off" homebuyers and distract them from the gorgeous exterior you've worked so hard to otherwise create.

December
29

Introducing Doers of Good: CBT's Culture of Giving

Doers of Good: CBT's Culture of Giving

Coldwell Banker agents, staff, and managers are a special breed, working hard to assist our clients fulfill their real estate goals while keeping our focus on community and on making our cities and towns better places for all of us.

Because of our firm belief that we have an obligation to the people and places that keep our communities strong, we've set an ambitious goal for the next ten years: to give a minimum of $10 million to the organizations that work to help our neighbors in need. We call this our "Doers of Good."

We believe this focus needs to be shared and celebrated – and in a big way – so we are shining a light on those who are bright spots in the lives of others. We know the kind of people we have in our family, and we want you to know, too. Doers of Good will do just that.

Our agents, staff, and managers work in the background "doing their thing," sometimes on their own and sometimes with the help of our entire company. As we close a difficult year and look forward to a bright 2022, we'd like you to meet just a few of our 2021 4th quarter Doers of Good.

Camp Rainbow Gold

Pamela Carson, CBT Realtor® in our Eagle, Idaho, office, got involved with Camp Rainbow Gold because of her daughter, a nurse practitioner in oncology at St. Luke's and the medical director for the nonprofit. Camp Rainbow Gold "has been able to provide support and companionship to parents of children affected with cancer, giving them connections to other families going through the day-to-day struggles of childhood cancer," says Pamela. The organization even allows siblings to have their own camps. "The children feel safe and normal at camp."

A volunteer and financial supporter for the past five years, Pamela says "it gives me a real sense of pride to be a part of such a worthy cause…I get a feeling of paying it forward for all of the blessings I have in my life.

"Everyone should take a moment to reflect on how they can pay it forward or make a difference in their community, whether it be by contributing to a charity that is near and dear to them, or by reaching out to the charity organization to see how best they can assist in their continued fundraising or manpower needs."

Funding for Camp Rainbow Gold comes from private donations and community partnerships with local businesses. Most of the programs are run by volunteers under the guidance of a few camp staff members.  To learn more about Camp Rainbow Gold, visit https://camprainbowgold.org/.

 

Idaho Diaper Bank

Did you know that in Idaho, 46% of children under the age of three don't have a consistent supply of diapers to stay clean, dry, healthy, and happy?  This statistic shocked Shawna Walz and her mom, Carol Seiber, CBT Realtor® in our Boise, Idaho, office. Together, they founded Idaho Diaper Bank with the mission of providing diapers through collaboration with other social service agencies and nonprofits.

Says Carol, "IDB was formed to address the silent crisis of diaper need." She goes on to explain that diapers cannot be purchased with food stamps or WIC but represent a significant portion of the monthly budget for the Idaho families struggling to provide basic necessities like food, shelter, and hygiene. Oftentimes, parents feel they have no option other than trying to reuse soiled diapers.

Since its inception in 2014, Idaho Diaper Bank has provided over 4.5 million diapers to babies in need. IDB primarily serves SW Idaho but has worked to expand into eastern Idaho, the Magic Valley, and north Idaho with their Warehouse on Wheels program.

"Passion and empathy drive me to participate in charitable organizations in my community," Carol says. "Our community is growing and with that comes many issues facing our low-income families. Giving back is part of my business plan and along with Coldwell Banker we are able to make positive outcomes for many!"

IDB receives grants and donations from individuals and businesses. Community diaper drives help, as well. To help or learn more about Idaho Diaper Bank, visit http://www.idahodiaperbank.org/

Coldwell Banker Tomlinson agents, staff, and managers raised funds for both Camp Rainbow Gold and Idaho Diaper Bank at our annual Turkey Tuesday bowling fundraiser in November. Over $5,000 was raised during our event.

 

Meridian Elementary School & Meridian Food Bank

For the past several years, Joan Johnston, CBT Realtor® in our Meridian, Idaho, office, has spearheaded a fund and supply drive for underprivileged kids and their families at two different elementary schools in the valley.

Joan explains that one of her dearest friends was a teacher at a school with a high number of at-risk children – children who would oftentimes come to school on a Monday morning having eaten nothing all weekend. With her friend's help, Joan devised a plan to deliver some Christmas cheer, as well as food and gift cards to a grocery store, to these kids and their families.

"I have always felt a great sense of responsibility to care for those who are in need," Joan says.  "Children are often the ones who suffer the most when families struggle financially…Many of the homeless are living in their cars, trailers, or inexpensive hotels.  For whatever reason, they are experiencing hard times."

This year, Joan was joined by fellow Meridian office Realtor® Lindsey Dykstra. Together, the two organized the annual Meridian office "bake sale auction" to raise funds for 13 homeless families with children who attend Meridian Elementary School, as well as for the Meridian Food Bank, which has helped almost 20,000 households this year.   

CBT agents, staff, and managers donated baked goods to be auctioned at the event. In a few short hours, the group raised over $7,000 for the two worthy causes. "The generosity and caring exhibited by our agents, vendors, clients, and others are unparalleled," Joan explains.

Adds Lindsey, "This was my first year getting to help out with the fundraiser and distribution at the school. Being a doer of good means living and giving intentionally, having a purpose beyond just your own personal gain, and being open and available to show kindness and love to everyone. It doesn't have to be anything huge."

Contact your local school district to see how you can assist children in need, and visit https://meridianfoodbank.org/ to learn more about Meridian Food Bank.

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Join us in celebrating our Doers of Good by getting involved in one of the programs we will spotlight over the next several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 

November
4

7 Ways to Warm Up Your Home's Entryway

Entryway Tips

Your entryway is the first space guests experience when they step into your home. And more importantly, it is the first space you experience when you get home! As such, you really want your entryway to feel warm and welcoming. Here are a few useful tips to help you make your entryway a sight to behold.

  1. Include a Bench Seat
    Sometimes, entryways have a tendency to become cluttered with items like umbrellas, hats, and bags. Including a bench seat in your design takes care of this problem. You can store all of your accessories in the bench seat and also sit on the bench as you put your shoes on or otherwise prepare to go out.

  2. Create Symmetry With Two Plants
    In a small space like an entryway, decorating with symmetry can help create a sense of balance. An easy way to create symmetry is with two identical potted plants. If you have a bench seat, place one plant on either side of the bench. If you have a larger piece of furniture, such as a set of cabinets, you could place two small plants on top of it — one on either side. 

    Plants are perfect for an entryway because greenery evokes a calm, peaceful feeling. They also help unify the outdoors with the outdoors, which is exactly what your entryway is intended for.

  3. Include a Clock
    Clocks are timeless decor, and you don't see them in homes as often as you used to, now that everyone has the time on their own smartphone. But your entryway is the perfect place for a clock. People will appreciate knowing exactly what time it is as soon as they step in the door. You'll also appreciate being able to check the time without pulling your phone out as soon as you get home. A large, decorative clock mounted on the wall directly across from the door is perfect entryway decor.

  4. Use Warm Colors
    When choosing paint colors for your entryway, be sure to opt for warm undertones. This will subliminally make guests and family members feel cozy when they step into the space. "Warm colors" does not have to mean brown or red, either. Your paint store professional can point you towards all sorts of different colors with warm undertones.

  5. Include Large, Fuzzy Doormats
    Doormats can warm up your entryway not only visually but temperature-wise. In the winter, you'll really appreciate not having to step onto the chilly floor. Pick mats that are generously sized to fit everyone's shoes. Those with a plush or fuzzy look tend to make the space look and feel warmer.

  6. Add Texture, When Possible
    As you decorate your entryway, look for ways to add texture to the space. For example, you may include a wall hanging with some burlap. Or, you might find a light fixture with some roughly hewn wood in its design. Incorporating a mixture of smooth and rough textures can make any space feel warmer and more balanced overall.

  7. Install a Dimmer Switch
    If your entryway does not already have a dimmer switch, consider having one installed. This lets you set the mood for your home.

These tips can make any entryway give a warm welcome! If you're still looking for Boise-area homes for sale, please feel free to reach out. We can help you navigate the house-hunting process with ease.

October
15

Stark Autumn Beauty: Shoshone Falls

Don't Let the Lack of "High Water" Keep You from Visiting this Fall

Looking for some weekend adventure, but want to explore somewhere new? If you are in the Boise area, take the two-hour trek to Shoshone Falls in south-central Idaho's Magic Valley. Located approximately three miles west of the city of Twin Falls, the "Niagra of the West" drops an impressive 212 feet, 45 feet higher than the real Niagra.

Though the most dramatic time of year to visit is in the spring when flows can reach in excess of 20,000 cubic feet per second, the fall and winter bring a different kind of beauty. Striking rock formations and stunning pools reveal themselves only when the water is low.

Lying within the Snake River Canyon, the Falls and surrounding geology is a fascinating scene created over millions of years and is truly one of nature's—and Idaho's—most glorious wonders worthy of visiting any time of year.

Shoshone Falls Park is situated at the bottom of the canyon via a fairly steep and curvy road that is open year-round, except when snow and ice make travel too dangerous. The road is paved and fine for all vehicles. In the fall and winter months, the park is open from dawn to dusk, and there is no charge for access. Picnic areas, overlooks, and portable toilets are accessible all year.

Wear comfortable shoes and plan to take a hike along one of the many trails in and around the Falls. Centennial Trail takes explorers 1.4 miles to the site of Evel Knievel's failed attempt to jump the canyon in 1974. The out-and-back trail is paved and features canyon overlooks.

To get to Shoshone Falls from Boise, travel east on I-84 to US 93/exit 173 south to Twin Falls. Turn east on Falls Ave. E to N 3300 E/Champlin Road and follow the signs.

Be sure to stop at the Twin Falls Visitor Center at the south side of the Perrine Bridge for breathtaking views of the canyon and to pick up a trail map.

October
14

View the Latest Employment Report from the Mortgage Professionals at Idaho Central Credit Union

 

 

Latest Employment Report Reveals Job Gains Went Down

This past week, analysts and investors closely watched the latest employment report. Unfortunately, it revealed that job gains went down, falling short of expectations. For the most part, the other major economic reports coincided with expectations. In other news, investors shifted to riskier assets. While doing so, stocks increased while bonds decreased. As a result, mortgage rates ended the week higher.

Job Gains Fall Short in Latest Employment Report

The latest employment report suggested that COVID-19 hindered job creation. Friday's release showed that the economy added just 194,000 jobs in September 2021 against a consensus forecast of 500,000. While this result resembles August 2021, job gains plummeted dramatically from over one million in July of this year.

However, there were many offsetting factors. First, upward revisions added 169,000 jobs to the results for prior months. Second, the unemployment rate declined from 5.2% to 4.8%. Not only did unemployment decline far below the consensus forecast of 5.1%, but it also hit the lowest level since February 2020. These two components often paint a somewhat different picture. While companies provide data for the job gains calculation, the unemployment rate is based on a separate survey of individuals.

Analysts also looked for the latest figures on average hourly earnings. Average hourly earnings, an indicator of wage growth, rose 0.6% from July 2021. This statistic jumped well above the consensus of 0.4%. Of note, average hourly earnings clocked in at an impressive 4.6% higher than a year ago. The latest employment report showed that this number also climbed above an annual rate of increase of 4.0% last month.

Education jobs sharply underperformed expectations. Analysts attribute this due to distortions in the seasonal adjustment caused by the pandemic. Experts adjust education job data to reflect historical seasonal trends, such as the start of the school year. Concurrently, many of the usual hiring and firing patterns changed during the pandemic. To summarize, job gains fell short partly due to seasonal issues related to the pandemic. On the other hand, wage gains remained very strong. Conclusively, the report barely affected mortgage rates.

ISM Service Sector Index Reports Growth

Aside from the latest employment report, the Institute of Supply Management (ISM) released another significant economic report. The ISM national service sector index rose to 61.9. Not only did the service sector index rise above the consensus forecast of 60.0, it also neared a record-high. Levels above just 50 indicate that the sector is expanding. Readings above 60 are rare.

Of note, a large number of companies reported difficulties in hiring enough skilled workers to keep up with growing demand. Many other companies indicated that supply chain disruptions held back production. Because of these current obstacles, later months may see stronger readings as companies catch up.

Looking Ahead After the Latest Employment Report

Looking ahead after the latest employment report, investors closely watch global COVID-19 cases. They also look for hints from Fed officials about the timing for changes in monetary policy.

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We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!

 

October
13

Home Prices in September Hold Steady

Fewer Buyers Paid Over Asking Price for Homes in September 

By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

The median sales price for homes in Ada County moved to $534,950 in September 2021, marking a slight 0.8% increase over August when the median sales price was $530,500. 

While prices remained steady month-over-month, the most notable statistic was the share of homes that sold for over list price dropped to 33.1% — the lowest level since June 2020. 

Competition for homes has been fierce for nearly a year, and as market times fell, more buyers were willing to pay over list price, which became a primary factor driving up the median sales price. When the share of homes that sold over list price exceeded 40% in August 2020, the median sales price moved into the $400,000-range for the first time. When it reached nearly 65% in May 2021, that's when prices exceeded the $500,000-mark.  

(For more on this, and additional factors driving home prices, check out our blog post: "Making Sense of the Rising Home Prices in Ada County.") 

That jump in price likely brought prospective sellers to the market, which has helped inventory levels increase. In fact, September marked the sixth consecutive month of inventory growth. The 1,249 homes available for sale at the end of the month represented an 11.1% increase from August and a staggering 165.7% increase compared to September 2020. 

In addition, the average number of days between when existing homes were listed for sale and an offer was accepted increased to 17 days — the longest market time in the last 12 months — and 21.4% longer than the 14 days we saw in August 2021.  

The increased inventory and a slightly slower pace are good news for buyers and may be two reasons that fewer homes sold over list price last month. 

That said, while the Months Supply of Inventory (MSI) continued to trend up — reaching 1.5 months in September — Ada County is still not in the 4-6 month range of supply which is typically considered a balanced market — creating ongoing opportunities for sellers. 

This fall is still proving to be a great time for homeowners to capitalize on the current home prices. For those who are considering selling, we recommend talking to a REALTOR® about the different factors at play within our market and how they may affect different situations.

Stages of a Real Estate Transaction

In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market.

To view the Treasure Valley homes currently for sale, CLICK HERE.

 

September
27

9 Tips for Buying and Selling Your Home at the Same Time

Selling your home while shopping for a new one can feel daunting to even the most seasoned homeowner––especially when the competition for housing is so high. That doesn't mean, though, that you should just throw up your hands and give up on moving altogether. In fact, as a current homeowner, you could be in a better position than most to capitalize on a seller's market and make a smooth transition from your old home to a new one.

We can help you prepare for the road ahead. Here are some of the most frequent concerns we hear from clients who are trying to buy and sell at the same time.

"What will I do if I sell my house before I can buy a new one?"

While it may be an inconvenience, this is a common scenario that can usually be handled with a little creativity and compromise. Here are some options to consider:

1: Flex your muscles as a seller.

In some cases, a buyer may agree to a rent-back clause that allows the seller to continue living in the home after closing for a set period of time and negotiated fee. We can discuss the benefits and risks involved and whether it's a good option for you.

2: Open your mind to short-term housing options.

If you're lucky enough to have family or friends who offer to take you in, that may be ideal. If not, check out furnished apartments, vacation rentals, and month-to-month leases. If space is an issue, consider putting some of your furniture and possessions in storage.

3: Embrace the idea of selling now and buying later.

With cash on hand from the sale of your current home, you'll be in a better position to budget for and buy your next home. And by focusing on one step at a time, you can alleviate some of the pressure and uncertainty involved.

"What if I get stuck with two mortgages at the same time?"

If you can't afford to carry both mortgages, then selling before you buy may be best. (See Tip #3.) But if you have flexibility in your budget for some overlap, it is possible to manage a home sale and purchase simultaneously. Here are some steps to help streamline the process:

4: As you get ready to sell, simplify.

You can condense your sales timeline if you only focus on the renovations and tasks that matter most. We can advise you on the repairs and upgrades that are worth your time and investment.

5: Prep your paperwork.

If you'll need a mortgage for your next home purchase, get pre-approved in advance. And start pulling together relevant records for your current home, such as appliance warranties and renovation permits. That way, you'll be ready to provide quick answers to buyers' questions should they arise.

6: Ask about other contingencies that can be included in your contracts.

For example, it's possible to add a clause to your purchase offer that lets you cancel the contract if you haven't sold your previous home. This tactic could backfire, though, if you're competing with other buyers. We can discuss the pros and cons of contingencies and what's realistic given current market dynamics.

"What if I mess up my timing or burn out from all the stress?"

To make sure you're in the right headspace, take the time to slow down, breathe and delegate as much as possible. In addition:

7: Relax and accept that compromise is inevitable.

Rather than worry about getting every detail right with your housing search and home sale, trust that things will work out eventually––even if it doesn't look like your Plan A or even your Plan B or Plan C. Luckily, if you've got a good team of professionals, you can relax knowing that others have your back and are monitoring the details behind the scenes.

8: Don't worry too much if your path is straying from convention.

Remember that rules-of-thumb and home-buying trends are just that: they are estimates, not facts. So if your home search or sale isn't going exactly like your neighbor's, it doesn't mean that you are doomed to fail.

9: Enlist help early.

This leads us to our final tip: If possible, call us early in the process. We'll not only provide you with key guidance on what you should do to prep your current property for sale, we'll also help you narrow down the parameters for your next one. That way, you'll be prepared to act quickly and confidently when it comes time to list your home and make an offer on a new one.

Call today for tailored advice that works for you.

Buying and selling a home at the same time is challenging. But it doesn't have to be a nightmare, and it can even be fun. Click here for a free consultation so that we can help you review your options and decide the best way forward - or visit our site for a listing of homes for sale.

September
16

Facebook: Spoofed Profiles

 

What is a "spoofed" profile?

From Your Friends at Integrity Computer Consulting and Repair

A spoofed profile is where a scammer copies your profile and pretends to be you. The scammers use the information that the original profile makes public.  This includes profile pictures, location(s), and biography information, so they are very convincing. Oftentimes, these spoofed profiles send out another friend request to people on copied profile's friends list.  While more and more people are becoming aware that this is an issue when they get a second friend request from someone they are already friends with, many people still don't know what is happening (no, their friend has not been "hacked" i.e someone has gained unauthorized access to the account) or what to do about the profile, and there are many people who still will add the fake profile and further perpetuate this activity. 

 

Besides it being annoying, what damage does this cause?

Once a spoofed profile is created, the creator will add friends listed on the original profile, send messages that ask for money… or worse, send videos and/or clickable content via messenger or page posts that contain phishing sites, adware, malware, or viruses when clicked.

 

How do you prevent this from happening?

Make your friends list viewable to "Friends only" or better yet, "Only me".  These settings can be accessed both on the computer and in the Facebook app on phones.  Simply view your profile, then go to Settings and Privacy, then under Audience and Visibility, "How People Find and Contact You".  Select "Who can see your friends list", and select Friends or Only me.  Setting it to "Only me" is the only sure-fire way to make it so people cannot use your friends list to create fake profiles and spam your friends, colleagues, and clients who may be friends on your page.

 

It's already happened to you. Now what?

Have your friends report the spoofed profile as soon as possible.  All you or they have to do is go to the scammer's duplicate Facebook page and click on the three dots.  Select "Find Support or Report Profile" and then "Pretending to Be Someone."  You will then be asked who they are pretending to be.  If it's a friend, you'll report which friend it is and then confirm your submission.  Facebook will then review your report and notify you of the outcome.  The process is pretty quick and painless.

Next, take steps to secure your public information. And it wouldn't hurt to complete Facebook's privacy checkup, and lock down your privacy settings which includes not allowing people to post anything on your page without your review.

Any of these things can be done remotely.  Please call or email our office if you have any questions or need immediate assistance!

September
14

Number of Homes for Sale in Ada County Increases

Encouraged Sellers Add More Homes to the Market 

By Breanna Vanstrom, Chief Executive Officer, Boise Regional REALTORS®

The median sales price for homes in Ada County was $530,500 in August, down nearly $10,000 from July, although 32.2% higher than the same month last year.   

While our region has faced insufficient supply compared to demand for years — the main driver of home prices over the past few years — August marked the fifth consecutive month of inventory growth. There were 1,124 homes available for sale, up 6.5% from July and up a tremendous 90.8% compared to August 2020.  

These inventory gains were very encouraging — and likely prompted by higher prices — although still low compared to what they might have been had they tracked with the historical trendline. 

On the other hand, both pending and closed sales tracked with their respective trendlines. In August, there were 1,606 pending sales — homes with an accepted offer that should close within the next 30-60 days — and another 931 homes closed during the month.  

Both pending and closed sales were down compared to last year, at 22.9% and 28.3%, respectively. Some in the national news have speculated that declines in national sales activity indicates buyers are backing off. This may be the case in some situations, especially among more price-sensitive buyers, but the declines likely have more to do with the seasonality and limited inventory.  

As evident in the chart above, sales activity begins to increase each December/January, typically peaking around May/June, then tapering off throughout the fall and winter as kids go back to school and the weather gets colder. The past two years haven't had that same seasonal feel with the pandemic compressing the traditional market cycles, but any additional declines in activity from now through the end of the year are not completely atypical.  

 

Note on Historical Trendlines: These are helpful tools but should be used in conjunction with other metrics to understand why something may be trending higher or lower than past data might otherwise suggest. To that point, we released a blog post about a recent Florida Atlantic University study suggesting Boise metro homes were overpriced compared to historical trends, which you can read here. You can also check out our mid-year housing summit presentation for insights as to why inventory levels continue to be constrained despite ongoing demand.

 

The uptick in the number of homes for sale continues to be good news for buyers, but buyers must still be prepared to act quickly once they've found a home to purchase. We advise buyers to work with a REALTOR® and lender to determine ways to make an offer as competitive as possible.

One of the most popular ways buyers have competed is on price, offering to pay more than the listing price. Of the homes that closed in August, 42.3% sold for more than list price, paying on average, $22,675 more than list, which is a change from the past few months when a majority of homes were selling over list price.

For homes that sold under their original list price in August, buyers paid $24,423 less, on average. That said, decisions on what price to list a home at, or whether a buyer might offer more or less, can be made easier with the help of a REALTOR®.  

Stages of a Real Estate Transaction

In each of our reports in 2021, BRR is focusing on the various phases of a real estate transaction to help consumers be prepared before, during, and after a real estate transaction, showing them what their REALTOR® will be doing for them along every step, and the key data points they can look for to make sense of the market. 

To view the Treasure Valley Market Report for August, CLICK HERE.

 

August
30

5 Factors That Reveal Where The Real Estate Market Is Really Headed

Boise Downtown

It's the old supply-and-demand predicament: U.S. home sales continue at a rapid pace, but the number of listings remains limited. Amid historically low mortgage rates, buyers keep shopping, reducing inventory and sparking a rise in home prices.

Meanwhile, homebuilders are coping with an increase in material costs and a shortage of labor. These issues come during an ongoing housing shortage. A National Association of Realtors study shows the U.S. has a deficit of about 2 million single-family homes and 3.5 million other housing units.

Follow along to learn the five factors that illustrate where the U.S. housing market is today and is heading tomorrow.

ROCK-BOTTOM MORTGAGE RATES TO GRADUALLY RISE

Low interest rates continue to fuel demand from homebuyers. Some experts believe mortgage rates will creep up later this year, but they expect rates to remain near historic lows. In June, the Mortgage Bankers Association reported that 2020 closed with the average rate for a 30-year, fixed-rate mortgage at 2.8%. But the association anticipates the average rate climbing to 3.5% at the end of 2021 and 4.2% by the end of 2022.

What does it mean for you?

When mortgage rates are at or near historic lows (as they are today), you should seriously consider taking advantage of those rates to borrow money for a home purchase or to refinance your existing mortgage.

HOME PRICES EXPECTED TO KEEP CLIMBING

In June, the national median list price for a home reached an all-time high of $385,000, up 12.7% on a year-over-year basis. And according to the Home Buying Institute, various reports and forecasts indicate home prices will keep climbing throughout 2021 and into 2022. While this may be welcome news for homeowners, high prices are pushing homeownership out of reach for a growing number of first-time buyers.

What does it mean for you?

If you're a buyer waiting on the sidelines for prices to drop, you may want to reconsider. While the pace of appreciation should taper off, home prices are expected to continue climbing. And rising mortgage rates will make a home purchase even more costly.

SINGLE-FAMILY HOME SALES REMAIN ROBUST

Single-family home sales are down from their peak in October 2020 yet are still above the overall level last year. In May 2021, 5.8 million existing single-family homes were sold in the U.S. That's a 45% increase over the 4 million homes sold in May 2020.

However, home sales saw a 0.9% dip in May 2021 compared with the previous month, the National Association of Realtors says. That was the fourth straight month for a decline in home sales. The number of home sales has slid recently because of rising prices and a lack of inventory, but Fannie Mae expects total home sales to tick up slightly in the fourth quarter and finish the year up 3.8% over last year.

What does it mean for you?

The market for single-family home sales remains quite active. As a result, if you're a homeowner, you may want to ponder whether to sell now, even if you hadn't necessarily been thinking about it. With demand high and inventory low, your home could fetch an eye-popping price.

LACK OF INVENTORY STILL CONSTRAINS THE HOME MARKET

According to the National Association of Realtors, in May there were 1.23 million previously owned homes on the market, down 20.6% from the same time last year. This translates to a 2.5-month supply of homes, which is well below the 6 months of inventory typical in a balanced market. According to the Realtors group, the lack of inventory translates into tougher searches for buyers and contributes to a rise in prices.

What does it mean for you?

If you're thinking of selling your home, now may be the right time to do it. Across the country, it's a seller's market, meaning demand is outpacing supply. That supply-and-demand imbalance puts sellers in a great position to sell their homes at a premium price. The May 2021 Realtors Confidence Index from the National Association of Realtors found the average home that was sold attracted five offers, and the association says nearly half of homes are selling above list price.

CONSTRUCTION OF SINGLE-FAMILY HOMES SEES SLIGHT UPTICK

Frustrated buyers may soon find some relief from an increase in new construction. Economists forecast that 1.1 million new houses will be started in 2021, compared with a predicted 940,000 units just six months ago, with 1.2 million new starts predicted for 2022 and 2023, according to the Urban Land Institute.

What does it mean for you?

Given the issues affecting the new-home market, it may make sense to widen your home search to include both new and existing homes. Your brand-new dream home may not be available, but you might be able to find an existing home that lives up to your vision. Keep in mind that we can help you find either a new or existing home and can advocate for you to ensure you get the best deal possible.

ARE YOU THINKING OF BUYING OR SELLING?

If you're in the market for a home, you're ready to sell your house or you've simply been wondering whether you should sell, you could benefit from an expert to help you navigate the hot real estate market. Let's set up a free consultation to discuss your situation. We can review your options and come up with a plan to capitalize on the value of your current property or to find your ideal next home. Contact us today. We are here to #guideyouhome.

August
23

Interior Design Trends: Cottagecore Home Decor

When you buy a new home, you want it to be a reflection of you and your style. As you consider various trends, you may come across a popular new one called cottagecore. But what is it, exactly, and will it work for your interior design needs? Essentially, cottagecore home decor is a nostalgic journey to a simpler time and place. If sipping tea in a garden, breathing in the delicate scent of roses and honeysuckle strikes your fancy, this could very well be the interior design style you are seeking. If the homes you are asking to be shown are reminiscent of country living, you may want to consider these key elements:

  • Nostalgia
    From the garden to the living room, the house should speak of bygone days. This may look different to each person. If your cherished memories include crocheted Afghans and ruffled curtains, by all means, include them. If they lean more toward the brown leather overstuffed couch and the roll-top desk you might find in an 1890's ranch house, then go that direction. It's even possible to blend styles a bit in this very unscripted decor. If you have antiques or just books and knick-knacks that have been in the family for a long time, cottagecore provides a perfect setting to display them.
  • Simplicity
    Although many of us work in the world of technology, we don't all want to live there. When incorporating cottagecore interior design trends, necessary technology will often be hidden inside wooden cabinetry or disguised in other clever ways. The lifestyle celebrates minimalism, including handcrafting, home cooking, and creativity over video games. Rather than the cold, sleek surfaces you will find in industrial decor, you will find the warmth of wood, the natural textures of organic materials, and the cozy atmosphere they bring. Shining wooden floors with simple rugs and a wooden coffee table that reflect the same color as the floor. You might find the same wood theme repeated in bathrooms and bedrooms. 
  • Nature
    Embracing nature is critical to the cottagecore style. This doesn't mean that you must raise your own chickens and livestock in order to enjoy the designs. But the interior of the home should blend with the environment surrounding the exterior. This can be accomplished with muted colors, natural materials, house plants, and fresh or dried flowers. Imagine a little girl collecting wildflowers and displaying them in a milk bottle. The romantic ideal of rural living can be reflected in prints and paintings without the less pleasant realities of farm life. An indoor herb garden is just the right touch to a cozy kitchen, while the fresh herbs bring your recipes to life. 
  • Vintage
    Antiques are certainly great additions to cottagecore home decor, but you can obtain the vintage feel without an extensive collection. Simple lines, wooden frames, and natural textures will help balance the design. Wooden chairs next to pristine white wainscotting in the dining room are reminiscent of homes of a hundred years ago, even if they were just purchased recently. The elegance of a colorful quilt can carry the sleeper back to Grandma's house. Overstuffed chairs reupholstered with soft, nubby fabrics or floral designs are both frugal and practical, echoing the lifestyle of the past as much as the appearance. 
  • Do-it-yourself
    To truly embrace the cottagecore lifestyle, you should bring in your own creations. Have you learned to embroider? Frame an original piece and hang it on the wall. Did you grow your own fruits and vegetables? Proudly store them in wire baskets on the kitchen counter. Craftspeople know that you can't create anything worthwhile without making a little mess. You can embrace the clutter a bit without letting it take over. A basket of colorful yarn complete with knitting needles will actually enhance the decor of the den. A loom in the corner will make a fascinating conversation piece. You may even discover common interests with friends you didn't know existed. 

If you've been waiting for some of the vintage things you love to come back in style, the time has come. Our real estate professionals will be happy to help you find your new home. Contact us when you're ready to make the change. 

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 12/03/2022. The listing information on this page last changed on 12/03/2022. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of INTERMOUNTAIN MLS (last updated Sat 12/03/2022 9:43:43 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Tomlinson may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --

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