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Chrissy Smith
REALTOR®
(208) 720-2981
Commercial Real Estate Agent
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Date Archives: September 2022

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Boise Life | 44 Posts
Buying A Home | 6 Posts
Doers of Good | 12 Posts
Family Fun | 1 Posts
Food | 4 Posts
Gardening | 1 Posts
Get Outdoors | 5 Posts
Holidays | 4 Posts
Home Improvement | 18 Posts
Moving | 5 Posts
News | 63 Posts
Sell a Home | 2 Posts
Selling A Home | 5 Posts
Spring Cleaning | 1 Posts
Technology | 15 Posts
Uncategorized | 1 Posts
September
26

Appeal to Buyers with These Tips

Curb Appeal Tips for Fall

Delta Media Group

First impressions are everything when it comes to selling your house.  When a potential home buyer drives by your home, what will they see?  The outside of your home should serve as a preview for the inside of your home.

"WOW" home buyers from the curb with these tips perfect for the fall. 

  1. Spruce up your lawn
    Brilliant fall foliage can automatically "sell" your home for showings, but that doesn't mean you should forget about raking the leaves and mowing.  Keep those leaves raked and give your lawn the TLC it needs to look great. Patch any brown spots, and water the lawn as long as possible to keep it green and vibrant.

  2. Plant fall flowers
    Once lawn maintenance is handled, add a splash of color to your landscape by planting fall flowers.  Some of the best fall flowers include vibrant mums, yellow marigolds, sedum, or goldenrod.  You can also place fall flowers in pots near your front door along with a few pumpkins as accents.

  3. Highlight the front door
    Calling attention to your front door is a good selling tactic no matter what season when you're selling your house.  Your front door is like an invitation to your home. Hang a fall wreath for added color and a festive touch.  A fresh coat of paint in a vivid color can make your entrance stand out.

  4. Tidy up the exterior
    During the fall, your home becomes more exposed making its exterior appearance even more important.  Before listing your home for sale, pressure wash your siding, sidewalks, and walkways.  Clean the windows.  Apply a fresh coat of paint as needed.

  5. Clear out the gutters
    Being diligent about home maintenance tells buyers you care about your home's upkeep.  Keeping your gutters and downspouts clear from leaves and debris protects your home from water damage and ups the ante for curb appeal.

  6. Invest in outdoor lighting
    Days get shorter during the fall.  Exterior light adds a touch of elegance and sophistication to your landscape and improves safety. Illuminate your walkways, front door, and important landscaping elements so the home shines no matter when people drive by.

  7. Keep outdoor decorations simple
    A simple fall wreath on the door and seasonal flowers make your home look inviting to potential homebuyers.  However, scarecrows and spooky Halloween decorations may "scare off" homebuyers and distract them from the gorgeous exterior you've worked so hard to otherwise create.

September
23

Doers of Good: A Beacon of Hope

Helping Military Families

CBT Realtor® Kendra Gonzalez works hard guiding families in the Magic Valley to the homes of their dreams. Her time as a military spouse is never far from her mind, though, remembering the days when her husband and fellow Realtor®, Jesus Gonzalez, was deployed to Iraq, leaving the new mom alone and far from family. Fortunately for Kendra, she discovered the Service Member and Family Support Program through the Idaho National Guard.

The Family Readiness Group, or FRG, addresses physical, emotional, and financial support for spouses whose partners are deployed and for children who are missing their parent. They hold fun events for military families, assist with paperwork, conduct community outreach, work with mental health and crisis intervention professionals, and much, much more.

A volunteer for six years, Kendra attends monthly meetings, chaperones at military youth camps across Idaho, and helps plan and organize events for military families. She says, "Now that my husband is back from deployment, I want to be a beacon of hope and support for those wives that have a deployed husband."

She has enlisted the help of her husband, now a fellow volunteer, and recruited the rest of the Coldwell Banker Tomlinson team in the Twin Falls area to help at FRG's first Candy Corn Fall Carnival for service members and their families.

According to Sonya Nowland, Soldier and Family Readiness Specialist for the region, the carnival will be held on October first at the Twin Falls Amory and will feature chili, hotdogs, and lots of candy. Kids will be able to get their faces painted, play in a bounce house, and participate in fun games including a cake walk, a duck pond game, bean bag toss, and a photo booth. Costumes are welcomed but not required. The CBT team will be on hand to help with the games, serve food to the families, hand out candy, and assist wherever they can.

Of the organization, Sonya, who has been in her position for 19 years, explains that "all the services we provide are open to all branches of service. We also assist with veterans who are no longer wearing the uniform." 

For her part, Kendra sums it up this way: "Supporting FRG makes me feel happy. It fills my heart that I am giving back to the military."

To volunteer with FRG or to find out what you can do to help military families, reach out to Sonya at sonya.d.nowland.nfg@army.mil.

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Join us in celebrating our Doers of Good by getting involved in one of the programs we have spotlighted over the past several months or tell us in the comments below about what lights your fire when it comes to making our communities better. 

September
19

Explore History at the Idaho State Museum

Idaho State Museum

With more than 500 artifacts in its 80,000 square feet, the Idaho State Museum serves as a living testament to the state's legacy. Our real estate agents love exploring these incredible exhibits found at the museum.

  • Origins
    Learn how the five federally recognized tribes of Idaho play a significant role in the state's past, present, and future. The theater in the Origins gallery turns a spotlight on each tribe's origin story. Other topics examined in the exhibit include Idaho's diverse landscapes and how the tribes shape contemporary land stewardship.

  • Idaho: The Land & Its People
    High-tech activities take visitors on a virtual trip through the spectacular lands that make up our beautiful state in "Idaho: The Land & Its People." Travel from the lush forests and majestic mountains of North and Central Idaho to the stark beauty of the deserts and canyons in South Idaho. Experience the sensation of riding a chairlift up Mt. Baldy or take a virtual bike ride through the streets of Pocatello and Boise.

  • History Explorers Gallery
    Share the thrill of learning with your whole family in the History Explorers Gallery. Be sure to stop by the Penny Arcade and visit Deja Moo, the legendary two-headed calf. Read moving personal recollections from other Idahoans and find out how your family can incorporate history into your own activities. 

ROTATING EXHIBIT

Syringa and Treasures Galleries host rotating exhibits. Some highlight additional artifacts in the museum's collection, while others feature materials on loan from national sources. 

Currently, Treasures Gallery features "The Art of Deco." This distinctive style reached its peak of popularity during the 1920s, but it lives on through the design of structures such as the Empire State Building.

During its heyday, Art Deco influenced the look of everything from clothing to toys, with examples of both on display among more than 40 artifacts. The State Historic Preservation Office has also created a digital StoryMap identifying Art Deco architecture in Boise, including the museum's original façade.

After viewing this exhibit, visitors will have a greater understanding of the iconic style's influence on design around the world. "The Art of Deco" runs through January 14, 2023.

Online Exhibits

The museum's reach extends beyond its physical location. These entertaining exhibits are as close as your smartphone, tablet, or laptop.

  • Digital Textile Collection
    Clothing and accessory styles often reveal facets of a particular culture. The museum's Digital Textile Collection makes use of 3D modeling and sophisticated photography techniques to provide previously unattainable views of attire across the ages, from the 1820s until today.

  • Trailblazing Women of Idaho
    Idaho's history is studded with the names of fiercely intelligent and forward-thinking women who made their voices heard. "Trailblazing Women of Idaho" honors the women who have impacted both Idaho and the United States.

The Idaho State Museum is located at 610 Julia Davis Dr., just minutes from Boise homes for sale. Hours are 10 a.m. - 5 p.m daily except Sunday when doors open at noon. Admission is $10 for adults, $8 for college students with ID, and $5 for ages 6-17.

Create your own history with a wonderful home in Boise. Contact us at Coldwell Banker Tomlinson for experienced help with all your real estate needs.

September
16

Economic Updates from Idaho Central Credit Union

 

 

ECB Raised Interest Rates to Highest Levels Since 2011

Although this week contained little new data, the European Central Bank (ECB) raised interest rates to their highest levels since 2011. While investors focused heavily on the ECB announcement, the move failed to cause commotion. As a result, mortgage rates ended the week with little change.

ECB Raised Interest Rates by 75 Basis Points

With inflation surging to decade highs, the ECB raised interest rates by a massive 75 basis points. Thus, interest rates achieved their highest levels since 2011. The latest readings showed inflation in the eurozone at an annual rate above 9%. Conclusively, Eurozone inflation far exceeded the target level of the ECB of 2%.

ECB chief Lagarde explained rate increase as a necessary move. Lagarde mentioned that inflation is likely to stay above the target for "an extended period." Furthermore, investors expect additional 50 basis point rate hikes at the next two meetings.

Fed Chair Powell Remains "Strongly Committed" to Inflation Fight

As the ECB raised interest rates, the Federal Reserve continues their inflation battle, too. On Thursday (9/8), Fed Chair Powell repeated that he is "strongly committed" to fighting inflation. He emphasized the importance of reducing inflation. Additionally, Powell intends to lower inflation before the public views higher levels as normal and makes future plans based on it.

According to Powell, Fed officials hope that higher rates bring the strong labor market back into "better balance". Overall, Powell plans reduce outsized wage increases and lessen inflationary pressures. Moving forward, investors anticipate a 75-basis point rate hike at the September 21st meeting.

ISM Reflects Consumer Shift from Goods to Services

Aside from the Federal Reserve messaging and the ECB raising interest rates, the Institute of Supply Management (ISM) released the most significant economic report this week. In doing so, the ISM provided additional evidence that consumers shifted their spending from goods to services.

The national services sector index rose to 56.9. notably, this index came in stronger than expected. Levels above 50 indicate that the sector is expanding.

Looking Ahead After ECB Raised Interest Rates

After the ECB raised interest rates, investors seek specific Federal Reserve guidance on the pace of future rate hikes and bond portfolio reduction.

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We understand that no two paths to buying a home are the same. Whether you're a first-time homebuyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!

 

September
14

Home Prices Drop as Demand for Housing Cools

From our Friends at Boise Regional REALTORS®

Sellers Respond to Changes in Demand for Housing

The median sales price for homes in Ada County was $565,000 in August, down 4.2% from July but 6.6% higher than August 2021. Higher mortgage interest rates and higher home prices have impacted monthly mortgage payments, causing some potential buyers to make budget adjustments, and others to press pause on their home search for the time being.

Home prices in our market are driven by supply and demand. Sellers are responding to the changes in the demand for housing and adjusting their prices according. This has caused the median sales price to come down from its peak of $602,250 in May.

August 2022 Ada County Inventory vs MSP

One factor contributing to lower sold prices is the fact that buyers are typically paying less than list price. The average original list price received for existing homes in August was 94.0%, so on average, buyers paid less than asking through a lower accepted offer, price reductions, or seller concessions. In August 2021, the average original list price received was 99.8%, or just under asking.

While interest rates still pose a challenge, other market conditions have continued to move the right way for buyers — slower price growth, more options, and more time to decide before submitting an offer. Speaking of time, homes that sold in August spent an average of 29 days on the market before having an accepted offer, a much more normal market time compared to the 14 days average in August 2021.

Options abound with 2,374 homes available for purchase at the end of August, allowing buyers who were sidelined when the market was ultra-competitive to resume shopping for their next home. However, the current supply of homes is more nuanced than it appears at first glance.

We're not out of the woods yet when it comes to inventory. Months Supply of Inventory, or MSI, is our best gauge on how well supply is keeping up with demand. MSI jumped up as demand cooled in recent months, but it held steady at 2.8 months in July and August. A balanced market, or one that doesn't favor buyers or sellers, is typically 4-6 months of supply.

So, what does this mean for buyers and sellers?

According to the economists at Realtor.com, fall may be the best time to purchase a home, and this year is looking especially attractive since there are more options available, more time to make decisions, and home prices have trended down.

Homeowners are enjoying record high equity, and despite the recent decrease in home prices, sellers are still receiving great values for their homes. The market has normalized and isn't nearly as competitive as it was in 2020 and 2021, so if you list your home for sale, don't expect bidding wars, offers waiving all contingencies, and the home to go under contract within a few days. However, there are still things you can do to stand out. Ask your real estate agent how they'll market your listing, their expertise on pricing strategy, and what incentives you can offer to attract as many buyers as possible.

Whether you're ready to buy today or would like to purchase within the next two, five, or even ten years, work with trusted advisors to make a plan to reach your goals. Taking important steps today, such as improving your credit, researching down payment programs, and saving for your down payment in a tax-sheltered savings account can really make a difference when you're ready to make a move.

To view the Treasure Valley homes currently for sale, CLICK HERE.

September
12

Great Reasons to Get a Pre-Listing Inspection

Should You Get a Home Inspection BEFORE Selling?

Delta Media Group

Selling your home? A recent survey showed more than 85 percent of buyers who applied for financing asked for an inspection of the home they intended to buy. Today's savvy home buyers rarely leave things up to chance — they want to be assured they are getting great value.

Despite this growing trend, many sellers still wait for buyers to take the initiative on inspections. A seller might save a few hundred dollars by waiting until the buyer makes the first move, but this is rarely worthwhile. In fact, there are many benefits to taking the plunge and getting an inspection as soon as you decide you are serious about putting your property on the market.

Let's look at six benefits of pre-listing home inspections:

  1. Attract More Buyers
    Savvy buyers who have purchased a property before will know about the necessity of a home inspection and will appreciate this is one less step (and expense) they need to worry about. New buyers seeking their first home may not be as savvy at first, but they will soon figure it out. All in all, an inspection will reassure and attract more would-be buyers.

  2. Accelerate the Sales Process
    Sooner or later, an inspection will happen — and when it does, it's bound to turn up something. Relatively minor issues might throw a wrench into your hopes of selling your home. When you get proactive, you have the chance to resolve problems that might otherwise add months to the sales process. Plus, in many cases, you can turn those fixes into part of your sales pitch.

  3. Provide a Stronger Negotiating Position
    Most home sales involve some "give and take" over the final price. Buyers will look for anything they can find as a reason to maneuver excess costs onto the seller. With a recent inspection report in hand, you can counter these moves without any sour grapes — you've gone the extra mile to ensure that everything in the home is on the up and up, after all!

  4. Reduce Recurring Repair Bills
    It isn't always easy to determine the true source of a recurring problem in a home, even a newer one. For example, if your toilet drains slowly, you might simply need to snake it... or you may have a major issue with your septic system. Whatever the case, an inspection helps you get to the real root of the problem. It saves money if you don't sell and improves your price if you do.

  5. Take Control of the Process
    Unless you find out something truly appalling, you don't necessarily have to take time to repair whatever an inspection turns up. Instead, you have the option of lowering your price or going "as-is." All in all, an inspection gives you the opportunity to take the steps that are right for you instead of running to catch up to a buyer whose inspection uncovers unwelcome surprises.

  6. If You're Selling Your Home, Start with an Inspection
    In today's real estate market, a seller's pre-inspection of a home is a mark of quality that buyers increasingly expect. If you put your home on the market and don't find interested buyers in a relatively short time, an inspection is one precaution you'll end up taking.

With all that in mind, selling your home should almost always start with an inspection. It's an essential step, just like making basic repairs, listing your home in the right places, staging it for potential buyers, and partnering with a real estate agent you can trust.

September
6

Boise Fine Dining Options

Boise Fine Dining

If you're about to celebrate an anniversary, milestone birthday, or another special occasion, enjoying some delicious cuisine is a lovely option. Fine dining is as much about the ambiance as it is about the food. Dressing up and pampering yourself really makes the occasion special and memorable. Luckily, Boise has some incredible fine dining restaurants to choose from. Take a break from looking at Boise homes for sale, and enjoy a meal at one of these top spots.

  • Bacquet's Restaurant: 117 E. Winding Creek Dr. #150, Eagle, ID 83616
    Bacquet's Restaurant specializes in French cuisine. The restaurant's chef, Franck Bacquet, grew up in France. The menu changes daily, but it often features favorites like pates au fruits de mer, or seafood pasta. The prime rib French dip is another favorite.

    Bacquet's also has a great wine selection to complement your meal. The ambiance is cozy and elegant, with old-time photos on the walls, white tablecloths, and ornate chandeliers. Plus, it's a short drive from Eagle homes for sale.

  • The Brickyard: 601 Main Street, Boise, ID 83702
    The Brickyard is a great place to visit if you're in the mood for steak. This classic steakhouse offers some wonderful appetizers, such as seared tuna and baked brie. When it comes time to order your entree, you can't go wrong with any of the steaks. The bone-in ribeye is especially indulgent. 

    After dinner, be sure to order an espresso or cappuccino. If you really want a unique experience, visit Friday or Saturday night when the restaurant hosts dueling pianos.

  • Richard's Restaurant & Bar: 500 S. Capitol Boulevard, Boise, ID 83702
    Richard's Restaurant & Bar
    is a fine dining establishment that serves brunch, lunch, and dinner. Their weekend brunch menu includes a selection of cocktails, like the Myrtle Mimosa and Pear Bellini. Dishes like banana bread French toast, and eggs Benedict make for a special meal.

    If you visit Richard's for dinner, you will love the house-made pappardelle. With mushrooms, sugar snap peas, and cream sauce, it's incredibly delicious. The braised leg of lamb is also a favorite. Complete your experience with the tiramisu cheesecake or pistachio ricotta crostata.

  • Capitol Cellars: 110 S. 5th Street, Boise, ID 83702
    Capitol Cellars is a wine lover's paradise. They have an incredible wine list with plenty of selections sold by the glass. Their food menu is created to pair well with their wines. You'll find options like Pete's Lamb Chops and The Senator's Prime Rib. For something lighter, try the Re-Elect Ravioli, made with wild mushrooms.

    Capitol Cellars also has a lovely happy hour. They offer 50% off select wines and cocktails. Order a few drinks and a round of The Oval Olives for your group, and you're set for a fun evening.

  • Chandlers: 981 West Grove Street, Boise, ID 83702
    Located inside Hotel 43, Chandlers is a long-time staple in Boise. The restaurant opened in 1994 and takes pride in serving the best, hand-carved steaks and fresh seafood. They order shellfish directly from Alaska and Hawaii. Jazz musicians take the stage, creating background music 7 nights a week.

    Menu favorites at Chandlers include the USDA Prime New York Steak and the Grass Fed Filet Mignon, which is rubbed with ancho chile powder. Round out your meal with a side of the gouda mac 'n cheese. For dessert, the triple-layer carrot cake and fromage blanc cheesecake are both incredible.

Make sure your evening is extra special, and you don't have to wait long for your table when you make a reservation at one of these restaurants. Whichever restaurant you choose, we hope you have a memorable evening. If you're new to the Boise area and still looking for a place to call home, contact us soon. Our real estate agents would be happy to assist you.

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 12/03/2022. The listing information on this page last changed on 12/03/2022. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of INTERMOUNTAIN MLS (last updated Sat 12/03/2022 9:58:46 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Tomlinson may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --

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